According to the regulations of China Guangfa Bank, cash withdrawal will incur handling fees and interest. Cash withdrawal is 1,000 yuan. The specific fee is calculated as follows:

Handling fee: 1000*2.5=25 yuan

Daily interest: 1000*0.05=0.5 yuan, if it is paid off in 30 days, it is 30*0.5=15 yuan

Guangfa Bank credit card cash withdrawal fee and interest calculation method:

1. Cash withdrawal fee for Guangfa Bank credit card

Domestic (RMB card, dual-currency card): 2.5 of the cash withdrawal amount; minimum RMB 10/transaction

Domestic (USD card, Hong Kong dollar Card): RMB 2.5 of the amount of cash withdrawal

Overseas (RMB card): RMB 3 of the amount of cash withdrawal, minimum RMB 15/transaction

Overseas (USD card): RMB 3 of the amount of cash withdrawal, minimum 5 USD/transaction

Domestic (Hong Kong dollar card): 3% of the cash withdrawal amount, minimum HKD 40/transaction

Overseas (dual currency card): 3% of the cash withdrawal amount, minimum RMB 15 /transaction or US$3/transaction

2. Interest rate for cash withdrawal by Guangfa Bank’s credit card

When withdrawing cash from Guangfa Bank’s credit card overdraft, the bank will charge a daily interest rate of 0.5% from the transaction date on a daily basis. Overdraft withdrawal interest will be charged until the overdraft withdrawal amount and overdraft withdrawal handling fee are paid off in full.