No. The credit card cannot be used while it is reported as lost, but it can be repaid normally. However, functions such as cash withdrawal and consumption cannot be used during the period of loss reporting. If it is a temporary loss report, the user can cancel the loss report after finding the card and continue to use it. Generally speaking, loss reporting is divided into permanent loss reporting and temporary loss reporting. After the user permanently reports the card as lost, he cannot continue to use it even if he finds the card. He can only apply for a new card. After the new card is activated, the data of the old card will be transferred to the new card.

How long does it take to reissue a lost credit card?

It usually takes 15 working days. If the customer needs a credit card urgently, he or she can ask the bank to expedite the mailing, and it may only take 2 to 3 days to receive it. However, expedited charges will usually be charged, which is subject to the relevant regulations of the specific bank.