1. Your basic information does not match, for example, you are under 18 years old, your occupation is prohibited by the bank credit card, the information provided is not detailed, and the payroll information is not detailed.

2. Personal credit reasons: repeated application, unstable work, poor credit record, poor contact with the applicant, etc.

3, some other factors, such as the applicant's health reasons, communication does not meet the requirements, etc.