Yes. When a cardholder purchases something abroad and discovers that the item is not as originally promised and described, the card issuer may also refuse payment if the cardholder fails to communicate with the merchant. During the chargeback process, acquiring banks and international organizations consider the integrity of the merchant. Therefore, disputes with merchants can result in credit card chargebacks. Most credit card chargebacks occur because buyers fail to receive the goods in time, or are dissatisfied with the purchased goods or services. Accordingly, they submit a chargeback application to the card issuing bank and request a refund from the seller. Within a certain period of time after payment (usually 180 days, some payment institutions may stipulate a longer period), the cardholder can apply to the bank to refuse payment of a transaction on the bill. Due to the differences between online transactions and face-to-face transactions, such risks cannot be completely avoided no matter which e-commerce platform a seller uses. When buyers pay for online transactions on the AliExpress platform via credit card, they may file a chargeback through the credit card company.