Generally speaking, after the user uses the Bank of Communications credit card to spend money, the time when the credit card points arrive in the account is generally recorded in the next month after swiping the card, that is, the time when the credit card points arrive in the account is about one month. After all, cardholders will get a refund after using their credit cards. If there is a refund, the system will take back the corresponding points.

The credit card consumption points of this diplomatic bank are also valid, generally 24 months, and will be cleared after expiration.

We can accumulate points when spending by credit card, which is generally 1 yuan, and the accumulated points are 1. Of course, there are annual credit card fees, cash withdrawal transaction fees, overdraft interest, transfer transactions, cash withdrawal transactions, online transactions and so on. Not an integral.