Hello, you can try to apply for a credit card from China CITIC Bank, because if you buy a laptop or a mobile phone, you will still go to Suning and other big electrical stores. I used CITIC's credit card to set up a six-month installment in Suning for free. Generally, when you buy electrical appliances in this store, you can make free installments directly when you pay.

If you want to be safer, you can go to Suning and other nearby stores to ask which bank's credit card can be divided into free installments.

The information you need to provide is the second-generation ID card and your work certificate.

Go to the counter, find a salesman to handle it at home or apply online.