Generally speaking, the bank's credit card has an annual fee. According to the grade of the credit card, the annual fee of the credit card will be different. Among these credit cards, platinum credit card has the highest level and usually the most expensive annual fee. Compared with Puka and Gold Card, there is a corresponding annual fee-free policy. How to avoid the annual fee for Everbright Bank Platinum Credit Card?

Generally speaking, Everbright Bank Platinum Credit Card has no direct annual fee-free policy. The only way for users to avoid annual fees is to redeem them with credit card points. Generally speaking, the annual fee for the Platinum Credit Card of China Everbright Bank is 1 168 yuan per card per year. According to the regulations of China Everbright Bank, the cardholder can deduct the annual fee of 688 yuan with 65,438+000,000 points in the first year, and the cardholder pays the annual fee himself, 500 yuan. In the second year, you can deduct the annual fee directly with 200,000 points.

In short, China Everbright Bank Platinum Credit Card still has to pay an annual fee, which can only be redeemed with points. Moreover, there are also many points exchanges stipulated by the bank. According to the ratio of 1 yuan consumption product 1 minute, the cardholder must spend at least 65438+ ten thousand yuan. Compared with the ordinary gold card, the annual fee can be exempted if the number of credit card purchases reaches the standard, and the threshold of annual fee exemption for the platinum card of China Everbright Bank is higher.