The steps to receive it are as follows:

1. You need to search and download the JD Financial APP in the mobile app store, and make sure the latest version of the APP is installed.

2. After opening the JD Finance APP, you already have a JD Finance account. You can log in directly with the account.

3. After successful login, find it on the APP homepage or the bottom navigation bar. For credit card related entrance, click to enter the credit card module.

4. In the credit card module, you can view the relevant rights and interests information of the JD credit card you hold. Benefits include points, coupons, cash rebates and other benefits.

5. According to the rights and interests you are interested in, click on the corresponding entrance to receive it. The system will automatically match applicable benefits based on credit card type and consumption situation.