Many card friends want to apply for a credit card, but they don't know how many they can approve. I just want to know how much CITIC's credit card is and what factors will affect the credit card approval amount. Let's analyze these problems for everyone.
Question 1: What is the credit card limit of CITIC?
Answer:
The credit card limit of CITIC Bank generally ranges from 3,000 yuan to 50,000 yuan. The amount of gold card is slightly higher than that of ordinary card. General gold card users can enjoy the quota of 10000 to 50000 yuan. In addition, if CITIC cardholders want to withdraw cash by credit card, the credit limit is 50% of the credit limit.
There are ways to increase the temporary credit line of CITIC Bank, but it won't last long. The method is as follows:
1. Call the customer service hotline of the bank to apply for increasing the temporary credit line. The bank will review your credit history and card usage, and will try its best to increase your credit limit.
2. You can also log in to our credit card online banking, and select "Main Card Limit Adjustment" in "Card Management" to apply for increasing your temporary limit.
Question 2: What factors affect CITIC's credit card limit?
Answer:
As for the credit line of CITIC, it is not much different from other banks. The most fundamental thing is to look at the basic situation of the individual. Every bank has its own set of comprehensive scoring standards, and so does CITIC Bank. Generally speaking, it is based on the applicant's age, gender, unmarried, local registered permanent residence, education level, work unit, position, income certificate, bank credit report and other comprehensive scores. The higher the score, the higher the natural quota.
In addition, CITIC Bank has also roughly divided the credit card quota for applicants' reference.
1. The credit line of China CITIC Bank Puka is generally between 3000- 10000 RMB.
2. The credit line of CITIC Bank Gold Card is within the range of RMB 10000-50000.
3. The credit line of CITIC Bank Platinum Card is generally more than 50,000 yuan.
4. The maximum withdrawal amount of CITIC Bank's credit card can reach 30% of the actual amount.
What is the credit card limit of CITIC Bank?
CITIC Bank has many credit cards. According to official website news of China CITIC Bank, the standard credit card limit is between 3,000 and 50,000 yuan, and the standard credit card limit is between10000 and 50,000 yuan. Details are as follows:
1. According to the news from official website, the minimum amount of the reader's joint credit card of CITIC Bank is 10000 yuan, and the maximum amount is 50000 yuan. The specific amount needs to be comprehensively evaluated according to the applicant's credit status.
2. official website shows that the minimum amount of Yan Baijin Credit Card of CITIC Bank is 50,000 yuan, but the specific amount is not fixed, mainly depending on the personal qualification of the applicant. China CITIC Bank will make a comprehensive score according to the information submitted by the applicant and give the corresponding quota. The main reference items include the applicant's age, unit, income, position, housing, education, marriage, real estate, professional title, credit record, personal financial assets, etc.
3. As the platinum card of CITIC Bank, the minimum amount of Magic Love Platinum Credit Card of CITIC Bank is more than 50,000 yuan, and the specific amount is evaluated according to personal comprehensive information.
4. According to official website news, the standard credit card limit of China CITIC Bank UnionPay ranges from 8,000 yuan to 50,000 yuan, which needs to be reviewed according to personal credit records. Users can provide as many qualification certificates as possible when they apply for a card.
5. The credit line of UnionPay standard card of CITIC Bank is1000-7,000 yuan, gold card is 8,000-50,000 yuan, and platinum card is 30,000 yuan.
Extended data:
Conditions for applying for CITIC Bank credit card
1. Identity certificate: copies of identity certificate (including temporary second generation), household registration book, Hong Kong, Macao and Taiwan mainland pass, foreigner passport, military officer's card and other documents or original household registration certificate.
2. Work certificate: stamped with the official seal of the unit or the original labor certificate issued by the unit.
3. Financial proof: original income certificate, original bank deposit certificate, bank deposit certificate, bank payroll, copy of income tax withholding certificate issued by the unit and copy of real estate license.
Generally speaking,/kloc-people aged 0/8 to 60 can apply for a credit card of China CITIC Bank, and/kloc-people aged 0/6 to 65 can apply for a supplementary card. Applicants should have a stable source of income and good credit.
What is the general credit card limit of CITIC?
The credit limit of CITIC Credit Card is between 3000- 1 10,000, and that of Gold Card is between 1 10,000-50,000. The specific credit line is determined by CITIC Bank according to the applicant's personal qualifications.
The credit line of CITIC Bank is granted by the Credit Card Center of CITIC Bank, and cardholders can spend money by swiping their cards within the credit line. The amount of the card you apply for mainly depends on your assets.
Need to remind everyone that CITIC Bank only approves one credit overdraft limit for all CITIC Bank credit cards held by the same cardholder, that is to say, no matter how many Zhang Zhongxin Bank credit cards the cardholder owns, the actual overdraft limit is certain, and these cards share the same maximum limit, that is, the credit limit.
For example, if you have two credit cards of China CITIC Bank, one with a credit limit of 6000 yuan and the other with a credit limit of 10000 yuan, then your total amount is not their accumulation, but the highest value 10000 yuan.
What is the first credit card limit?
The Spring Festival is approaching, and money can't escape from all kinds of parties. At this time, you certainly need to apply for a credit card to deal with it. Then, do you know the credit limit of CITIC Credit Card for the first time?
What is the first credit card limit?
CITIC Credit Card is handled for the first time: if it is an ordinary card, the amount is 3,000 to 1 1,000 yuan; Gold card amount 10000 to 50000 yuan. The credit card fixed limit applied by the customer is comprehensively evaluated according to the information submitted by the customer, and the final audit result shall prevail.
At the same time, according to the analysis of many netizens, the credit card amount has a great relationship with your monthly fixed income, which is usually lower than your fixed income. Unless, of course, you can provide other financial proof.
How to apply for CITIC Credit Card for the first time?
1, applied by official website.
Search into CITIC Bank Credit Card Center; Click the home page to apply for credit card products online; Then choose the card you want to apply for, fill in the relevant information, and then submit it.
2. Counter application of business outlets
Bring ID card, work certificate, income and other financial certificates to the business outlets of CITIC Bank; Fill in the credit card application form; Follow the instructions of the staff to handle the card.
3. Official WeChat application
Pay attention to the official WeChat of CITIC Bank Credit Card, click on the card in the menu bar, select your favorite card type and fill in relevant information.
Tip: It's the first time to apply for CITIC Credit Card. You have to go to the business outlet to activate it.
CITIC's credit card limit is so much. I hope I can help you.
, you can handle all kinds of credit cards quickly and safely.
I'll soon know what the credit card limit of CITIC is.
Credit card limit is one of the most basic characteristics of credit cards. When people talk about credit cards, the biggest concern is the overdraft limit. A few days ago, I received many card friends from CITIC Bank asking about CITIC's credit card limit. Let me tell you something.
China citic bank credit card line department
Citic credit cards are divided into ordinary cards, gold cards and platinum cards according to the amount and rights. The amount is as follows:
1, CITIC Credit Card Puka 3000- 10000 yuan;
2. CITIC Credit Card Gold Card 10000-50000 yuan;
3. CITIC Credit Card has more than 30,000 platinum cards, which are not capped.
Among them, the amount of platinum card is based on 30 thousand yuan, and the bank will decide after reviewing all aspects of users. If the card friend has the conditions, it may even reach more than 100 thousand yuan.
After introducing the credit limit of CITIC Credit Card, I will give you some suggestions on how to improve the credit limit of CITIC Credit Card.
CITIC Credit Card Limit Promotion Method
1, a business with more catering and entertainment;
2. installment 1000 yuan or so;
3. Provide the bank with large bank deposits, houses, cars and other materials that can prove your economic reality;
4. The credit card is bound to the savings card of CITIC Bank.
In addition to the above points, the specific method to apply for credit card quota increase is to call the customer service of CITIC Bank, indicating that you want to apply for credit card quota increase.
The above is the answer to the question of credit card limit of CITIC Bank. I believe that cardholders have a basic understanding of the credit card quota division standard of CITIC Bank. If you want to increase your credit card limit, you can also use the methods provided for you.
So much for CITIC's credit card quota introduction.