Bank cards are frozen for different reasons and unfrozen in different ways. If the account balance is insufficient 100 yuan due to repeated incorrect password input and it is not used for a long time, you can take your ID card and bank card to the bank to unseal it. In other cases, contact the bank in time to find a way to unfreeze.
The bank card will be frozen as follows:
1. If the credit card (debit card) is frozen, it may be that abnormal transactions have taken place in the credit card, such as malicious cashing, forged information, and continuous password errors. And the bank card may be frozen by the bank.
2. For overdrawn bank cards, the bank will set the overdraft limit according to the actual repayment ability. If the overdraft exceeds the share, the bank will immediately freeze the bank card.
3. If the debit card is frozen, one is the wrong account freezing, that is, the bank mistakenly gave more money to the account during the transaction, then the bank may freeze the extra part. The first is the judicial freeze. According to the relevant provisions of the law, the judicial organ may apply to the bank for freezing the bank card because of the need of handling the case. At the same time, customs, tax authorities and other departments also have the right to freeze.
4. No matter what kind of bank card it is, if you enter the password three times in a row, the banking system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be released automatically after 24 hours. You can also ask the bank service staff to mention it yourself.
5. If the bank card fails to apply for a new card upon expiration, the bank will freeze the expired bank card after expiration.
6. If the bank card reports the loss several times in a row, it will be frozen because the bank thinks it is suspected of malicious loss reporting. If the bank card is to be unfrozen after freezing, the unfrozen time or procedure will be different for different reasons. Some bank cards may never be unfrozen, so it's best to call or go to the bank in person for consultation.
Precautions for freezing bank cards:
Whether it is temporary freezing or permanent freezing, bank card users must go through the relevant formalities in the business hall of the bank where the account is opened, and other bank outlets generally do not.
Users need to carry ID cards and frozen bank cards to handle this business. If the bank card is lost and reissued, the user only needs to bring his ID card.
To handle the bank card freezing business, you must go in person, and no one is allowed to do it on your behalf.
For users who don't know the freezing reason, they can ask the bank about the specific freezing reason and whether to support early thawing. If so, they can do it according to the requirements of the bank staff. If not, the bank card can only be invalidated.