What does a credit card mean?

Credit cards are divided into main cards and auxiliary cards.

it means that the principal and secondary cards * * * use a line, and the repayment can be made only by returning the principal card. The secondary card is convenient for relatives and can be used at will within the line of the secondary card.

It's equivalent to the husband taking care of the money and telling his wife that I'll give you 2 yuan this month, so I can't ask for it after using it up.

what are the main and supplementary cards of a credit card?

the master card is the card that the account holder of the credit card applies for, that is, he uses his own card.

supplementary cards are applied by the principal cardholder for their relatives, such as parents and children. The bills they use are paid by the principal cardholder and can be seen by the consuming principal cardholder. When applying, you need to provide the identity certificate of the applicant for the supplementary card. If the applicant does not have an ID card, you can use the household registration book when handling the supplementary card. The main card and the supplementary card belong to the credit card category in the bank card.

at the same time, the subsidiary card must be the same as the main card, and enjoy the credit line with the main card. There is no independent account, so it is impossible to log in to online banking alone, and the repayment is included in the main card account.

Extended information:

Supplementary cards of credit cards are relatively easy to apply for, mainly because the supplementary cards are sub-cards hung under the main card, and the supplementary cards * * * enjoy the quota of the main card, so the bank does not require too much about the qualifications and repayment ability of the holders of the supplementary cards.

each credit card master card can apply for at most two supplementary cards (which can be stipulated by the bank at its own discretion), and the master card holder has the right to request cancellation of its supplementary cards. The credit limit of the supplementary card shall be designated by the cardholder of the main card independently without exceeding the credit limit of the corresponding main card; If the cardholder of the main card does not specify it, the credit limit of the supplementary card is the same as that of the main card.

all transaction funds of the supplementary card, corresponding interest and expenses are included in the account of the main card, and the cardholder of the main card bears all repayment responsibilities. However, the cardholder of the main card and the cardholder of the supplementary card shall be jointly and severally liable for each other's debts.

supplementary cards can bring many conveniences to daily card swiping applications. When you open the main card, you need to open a supplementary card at the same time, which not only makes it convenient for users of supplementary cards to use the card, but also allows the amount to be controlled by the main card. It is a good choice for family financial products.