How about China Minsheng Bank MasterCard Standard Credit Card Gold Card? How about China Minsheng Bank MasterCard Standard Credit Card Gold Card? The Minsheng Bank MasterCard Standard Credit Card Gold Card has an annual fee of 300 yuan, which is waived in the first year and is waived in the following year by swiping the card 8 times. The interest-free period is up to 50 days. Credit limit: 10,000-50,000. The cash withdrawal limit is 50 of the credit limit. What are the privileges of Minsheng Bank MasterCard Gold Card? Transaction password. UnionPay VIP Card transactions involving the use of funds on the card, including overseas consumption, require the use of transaction passwords. The transaction password is an important means to ensure the security of your funds. Please keep it properly to prevent leakage. If you enter the wrong transaction password three times in a day, the transaction password will be locked. You can unlock the transaction password at our bank's business outlets or through self-service banking. Transaction limits. Withdrawals or transfers through self-service channels, including self-service banking, online banking, etc., may be subject to restrictions on the amount or frequency. Please refer to our bank's relevant regulations for specific restrictions. Validity period The UnionPay VIP card is valid for five years and will cease to be used after expiration. Within 45 days before expiration or after expiration, you can go through the procedures for card replacement at the expiration date. You can go to the business outlet of the card-issuing branch, or you can make an appointment to change the card at expiration through online banking or telephone banking. Report loss. If your card is lost, you should promptly report the loss. You can go to a business outlet or through online banking or telephone banking. If you do not know your card number, you can call our service hotline to handle the emergency loss report. In order to protect your rights and interests, our bank stipulates that you will not be responsible for the financial losses after the loss report of your card takes effect. Overseas use Along with the internationalization process of UnionPay standard cards, the number of overseas acceptance institutions for VIP cards will continue to expand. UnionPay standard, universally accepted. UnionPay VIP Card is a series of Minsheng debit cards. It complies with the technical standards and business specifications of our bank and China UnionPay. It uses RMB for settlement and can be used at all our bank's business outlets and self-service channels such as self-service banking, online banking, and telephone banking. , it can be used at other bank branches where the "Counter Pass" service is opened, and it can also be used on the China UnionPay network covering all of China and the world. According to the service level, UnionPay VIP cards are divided into diamond card and gold card. You can choose based on your financial strength and actual needs. Extraordinary financial management, unlimited value-added. With a UnionPay VIP card, you can apply for rich financial service functions such as money making, foreign exchange trading, open-end funds, self-service pledge loans, and third-party custody. This can be easily achieved through personal online banking VIP version, self-service banking, telephone banking and other transaction channels. For daily transactions and financial management needs, our bank also provides you with the Yihuitong service. Contracted customers can easily meet their remittance needs across the country with just one phone call without leaving home. The safe and convenient "Account Information Instant Messenger" can transfer your funds via mobile phone text messages. We will notify you of any changes in a timely manner so that you can use your VIP card with peace of mind. You can enjoy the above products for a long time as long as you sign a contract once. VIP treatment shows honor. By holding a UnionPay VIP card, you can enjoy exquisite and respectable "Minsheng VIP customer service", which mainly include: VIP financial service channels, 3 N VIP services and a number of services provided by China UnionPay for VIP cards.