If children want to apply for a credit card for the elderly, I suggest that they continue to apply for a secondary credit card for the elderly, which means that children can let the elderly share their credit card limit. If the elderly have consumer demand, the elderly can directly use their own credit card limit. If the elderly want to handle credit cards independently, in fact, many banks will have restrictions.
First, the elderly can apply for credit cards in principle.
If the elderly are under 60 years old, still working and have a stable income level, they can go to the bank to apply for a credit card. Although banks have no specific restrictions on the age of users in principle, many banks will not accept the business of elderly people applying for credit cards. I suggest you consult the bank staff in advance and ask whether the bank can handle credit cards for the elderly.
Second, the elderly can apply for supplementary cards for their children.
If the elderly have consumer demand, the easiest way is for the elderly to get a supplementary card for their children, and the children can share the quota with the elderly around them. The main body of a credit card is generally a child. For most elderly people, due to the unstable health status and income level of the elderly, there are potential hidden dangers in handling credit cards for the elderly, so most banks will not directly handle credit card master cards for the elderly.
Third, it is unsafe for the elderly to apply for credit cards.
For a long time, the elderly are often harassed by all kinds of telecom fraud, and they are also very easy to be deceived by criminals. Personally, it is not safe for the elderly to apply for credit cards, which will not only bring potential economic hidden dangers, but also lead to economic losses for the elderly. For children, I suggest that children reasonably control the consumption behavior of the elderly, and it is best not to apply for credit cards for the elderly. If it is not necessary, you can apply for a special credit card for the elderly here, so that your children can not only know the consumption situation of the elderly, but also avoid the funds of the elderly being cheated by bad elements.