In China, through the UnionPay channel, and abroad through the visa channel, it mainly depends on what currency and RMB you consume, so you take UnionPay and spend dollars on visa.

China Minsheng visa Card is a bank card jointly issued by Minsheng Bank and visa International Card Organization. It's an international bank card. It's universal. As long as there is a visa logo, you can use it by credit card without changing local currency. The cardholder can set the repayment method according to the account and enjoy the longest interest-free period of 5 1 day.