Hello, this card friend, as long as you are at least 18 years old, have a stable job and income, have a good credit standing and have no bad credit record, you are eligible to apply for Ping An Bank credit card. However, since you don't have a job, but have your own private car, if you can submit your vehicle driving license to Ping An Bank, you can apply for an owner's credit card.

But if you have a bad credit record, you can't handle it. If you have a bad credit record before, it will be difficult for you to get the bank's approval when you apply for the owner's credit card. Now every bank is very strict about the personal data of credit card applicants.