No need.

Ping An Bank’s credit cards can be swiped at offline merchants with POS machines, or can be bound to third-party payment software for online payments.

Ping An’s cardless credit card is a virtual credit card. Old customers of Ping An’s credit card can activate it directly on the Pocket Bank APP, while new customers need to go to the counter to activate. There is no physical card when applying for this card, only the card number, validity period, and security code, and it can only be bound to Alipay, WeChat, mobile wallet, etc. for payment.