You don't need a guarantor, deposit or cash deposit to apply for a credit card of China Bank. You only need to fill in the application form of China Bank's credit card, and attach copies of identification documents, permanent residence documents and proof of financial resources, then you can apply for a credit card from China Bank.
Cardholders can use China Bank Credit Card to swipe their cards in hotels, restaurants, entertainment, department stores and other retail stores, and accumulate points by mail order and installment payment through China Bank Credit Card Center. Every time you spend or withdraw 1 RMB (or 1 USD) from China Bank Credit Card, you can get 1 points (or 8 points).
However, the following items are not included in the points: revolving credit interest, annual fee, late payment fee, installment fee and other expenses, cash withdrawal and credit card repayment; Related expenses withheld and remitted; Credit card installment repayment method is used for the consumption of merchants in non-profit industries such as real estate, automobiles, wholesale, hospitals, schools, etc., as well as financial and government payment transactions (such as insurance, investment, tax payment, fines, etc.).
China Bank Credit Card has the functions of universal credit, revolving credit, early cash withdrawal, free SMS and flexible installment payment. Bank of China also provides you with a large credit line of up to 2 million yuan, a long interest-free period of up to 59 days, double spending points, free airport VIP room service, exclusive golf privileges, platinum medical and health protection and other presidential services.
China Bank Credit Card is an international standard credit card with one card and two currencies. Without prepayment, you can easily use your card at home and abroad within the limit and enjoy an interest-free loan for up to 50 days. Bank of China has overseas branches in 20 countries and regions around the world.
trait
You can spend without deposit overdraft, and enjoy an interest-free period of 20-50 days to repay on time without interest.
When shopping, swiping a card is not only safe, hygienic and convenient, but also an extra gift.
Special merchants who hold cards in banks can enjoy preferential treatment.
Accumulate personal credit and add credit records to the cardholder's credit file.
Entering China is barrier-free, and you can withdraw money or spend money by credit card at ATMs and POS machines with UnionPay logo.
All kinds of discounts and lottery activities throughout the year.
Mail the statement free of charge every month, and grasp every consumption expenditure transparently.
Unique supplementary card function, suitable for husband and wife to jointly manage money or master children's financial expenses.
The free choice of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB.
24-hour free 800 telephone service, loss reporting takes effect immediately, and there is no risk of losing the card.