Credit cards of China Merchants Bank, China Everbright Bank and Ping An Bank are relatively easy to handle.
Supplementary information:
Credit card processing of China Merchants Bank, China Everbright and Ping An is very simple, as long as you have work permit, medical insurance card and ID card. China Merchants Bank can also apply for completing the information directly in the credit card official website, and the bank will send the credit card after checking it. In terms of quota, these three banks will also be higher than the four major state-owned banks.
Extended data:
1. The application conditions of China Merchants Bank credit card are:
1. Applicant 18 to 60 years old, with China nationality.
2, the applicant should have a relatively stable job and income, the average monthly income of not less than 3000 yuan.
3. The applicant should provide the bank running statement of the salary card and the list of social security personal accounts in the past six months. If you have a car and a house, you can also provide a real estate license and a car driving license.
4. The applicant must have a fixed residence, and can provide proof of permanent residence and payment documents for daily life.
The applicant should have good personal credit.
As we all know, if you want to apply for a credit card of China Merchants Bank, you need to be at least 18 years old, have a stable job and income, have qualified personal credit information and so on.
6. Credit card applicants of China Merchants Bank must have certain economic ability and no bad credit record. Applicants should be 18~60 years old (foreigners are 25~60 years old).
Two. Basic conditions for credit card of China Everbright Bank:
1. Credit card applicants must be between 18-65 years old (inclusive), have full capacity for civil conduct, have legal and stable income, and their personal credit report in China People's Bank meets the applicable conditions for issuing cards in China Everbright Bank.
2. Original valid ID card (including but not limited to domestic resident ID card, foreign passport, Hong Kong and Macao residents' travel permit to and from the mainland, mainland travel permit for taiwan residents, etc.). ) should be provided as required.
Which bank credit cards are easy to handle? Look at these three.
Nowadays, many card friends like to apply for cards online. Although online card processing is faster than the counter, we should pay attention to the choice of banks. After all, the speed of credit card approval varies from bank to bank. Here are a few banks with good credit card applications and fast card issuance for your reference.
Which bank credit cards are easy to handle in 2020?
1, Bank of Communications:
According to many card friends' feedback, it is usually the same day to handle the card in the official channel of Bank of Communications, and the approval result can be obtained on the same day, and the card can be issued within two days. It only takes three days from the application to the card application, and the amount given is also very generous. As long as the card can be approved, it is more than 6.5438+0 million yuan. In the choice of card types, Bank of Communications Y-power Credit Card, Wal-Mart Co-branded Card and some Co-branded Cards are all cards that can be issued quickly.
2. Industrial Bank:
The credit card of Industrial Bank is relatively easy to apply in many joint-stock commercial banks, and the card issuing speed is quite fast. If a non-white household applies for a card, you can get the result in 5 minutes at the earliest.
I've practiced this myself. I set up a Taobao card in Alipay life. I want to authorize sesame seeds when applying. After submitting the application, I received a text message saying that I passed. I asked to go to the bank to sign the card in person, and the amount was 10 thousand, which was quite good.
3. Minsheng Bank:
The credit card of Minsheng Bank is also easy to handle, and it is issued quickly, especially for non-white households. In other banks, there are credit cards that have been used for more than 1 year, and the credit line is 10000 yuan. If you apply for a card through Alipay, you will receive a notice of approval as soon as you submit your application.
Finally, I would like to remind you that although all the credit card outlets of these banks have applied for the next card, they still have to sign in person to use the credit card. Everyone must be fully prepared before the face-to-face signing.
Which banks are easy to handle credit cards?
1. Bank of Communications: Bank of Communications has a low threshold for card release and a fast card release speed. The disadvantage is that the amount is relatively low, but it is more suitable as a novice entry card. Pure white households without credit information can consider it.
2. China Everbright Bank: If you already have a credit card of China Everbright Bank, you can apply for a credit card with the card, so the chances of getting a card are higher. The line of China Everbright Bank is about 1, 20000.
3. Guangfa Bank and China Merchants Bank: These two banks are not as good as the first two, but relatively speaking, the threshold for getting off the card is not very high. Moreover, China Merchants Bank raises the amount quickly, so don't worry too much about the low initial amount. Guangfa Bank has many activities and super rich rights and interests.
4. Ping An Bank and China CITIC Bank: It is not easy for these two banks to apply. If you already have a credit card with a limit of about 45,000, you can apply at this time, so the chances of getting rid of the card will be higher. The bank will decide the amount according to the maximum amount of the cardholder's existing credit card.
5. Shanghai Pudong Development Bank: Shanghai Pudong Development Bank will also decide according to the maximum amount of credit cards held by cardholders, but Shanghai Pudong Development Bank only pays attention to the frequency of cardholders' card use, and pays little attention to the debt ratio, which is suitable for applications with high debt ratio. Generally, applications for other banks with high debt ratios are highly likely to be rejected. Moreover, the universal fund of Shanghai Pudong Development Bank is also very powerful.
Six, four big banks: If you don't have certain financial strength, don't consider applying for credit cards from four big banks. The four major banks have high application thresholds and high requirements for hard conditions. However, after all, it is the four major banks, and there will definitely be no shortage of activities and benefits.
The five most valuable credit cards are China Merchants Bank young Card, Shanghai Pudong Development Bank AE White Card, Guangfa Shang Zhen Platinum Card, Ping An Bank Owner Card and Bank of Communications Wal-Mart Co-branded Card.
Answer: With more and more types and styles of credit cards, we have more and more choices, but many novice card friends don't know how to choose a credit card that suits them. Some friends look at the face value, while others only care about the amount and rights. So which banks' credit cards are worth handling? Bian Xiao has collected five credit cards worth issuing from different banks. Whether you are a beginner or a senior card friend who pursues rights and interests, these five credit cards can almost satisfy everyone.
I. China Merchants Bank Youth Card
Yes, this online celebrity card called Xiaobaixin Credit Card is an ordinary card, but it is very worthy of your support. The qualification requirements are not high, and it is very easy to apply for a card, but this card is only for people under the age of 30, so if you don't have a credit card partner, it is very good to choose this card as the first one. Similar to this card are youthpower of Bank of Communications and Pufa Youth. youthpower's application age has been raised to below 35 years old. However, only this card can withdraw cash at a quota of 65,438+000%, free of charge for the first time every month, and there are benefits such as card opening gifts. It's easy to raise, and it will take about 1 year for the quota to reach 50,000.
Second, Shanghai Pudong Development Bank AE Xiaobai
Yes, this is one of the legendary four magic cards. The name is American Express Platinum Credit Card. If I hold this card, I think I can send a circle of friends, haha. For the first time, I enjoy the unconditional annual fee-free discount in the first year, in addition to the unlimited VIP room rights throughout the year, 6 people can accompany me, 4 domestic free airport shuttle services, and 50,000 credit card points for one-night accommodation experience in five-star hotels at home and abroad! Very tall and worth raising.
However, this kind of credit card has a high threshold for getting off the card and requires the applicant to have certain qualifications. However, if you apply again with another bank's platinum card, the probability of card withdrawal will be greatly improved. Moreover, the platinum card of Shanghai Pudong Development Bank has also been issued recently, and those who were rejected before can also try it.
Three. Guangfa Shang Zhen Platinum Card
The main interest of this card is also in travel, whether it is air or railway. At the same time, this card has 3 times points and can be redeemed for mileage, so if you want to keep a Guangfa credit card, this card can also be considered. Most importantly, this is a platinum card with no annual fee and no mileage fee. Is it awesome?
4. Ping An Bank Owner Card
Almost all car owners will consider getting a car owner card because there are many targeted benefits and concessions. Many car owners will get a Ping 'an card, with a daily fuel fee of 88% discount, as well as personnel accident insurance of 165438+ 10,000 yuan and national free road rescue, which has no resistance to drivers. This card is divided into gold card and silver card. If the qualification is average, you can consider a gold card, but refueling is discounted, and it doesn't matter which one you do.
5. Bank of Communications Wal-Mart Co-branded Card
If it is in daily life, the rights and interests of this card are very good, because this card is almost specially designed for us to visit supermarkets, and it is not difficult to apply, and many people can apply easily. Because it is jointly launched with Wal-Mart, Wal-Mart consumption also has many value-added rights. For example, every Saturday to Thursday, you can enjoy a 2.5% credit card discount when you spend at Wal-Mart. This card is free of annual fee in the first year, and the annual fee is free in the following year after swiping the card for 6 times in the current year. It is also easy to maintain. Just go to Wal-Mart several times on weekends.
These are the five most valuable credit cards compiled by Bian Xiao for you, and they are also the most widely used credit card types.
Which bank has the easiest and quickest credit card processing?
China Merchants Bank, which was first promoted, is the best credit card for individuals. Fast issuance and high quota.
Attach the credit cards of major banks:
1, the four major commercial banks: China Bank is very ordinary, with low quota and few points. The activities are all in a shopping mall with thousands of free tickets, which has no practical significance. Online banking is inconvenient. Convenient repayment.
China Construction Bank has a low quota, but it is easy to get a gold card. Other things are the same as above
Agricultural Bank of China, you don't have to do it. I applied for it for several months, but the outlets didn't hand in the form. It's a bank that doesn't pay much attention to credit card business.
Industrial and Commercial Bank of China, worth doing, with high quota and overlapping quota. For example, if you apply for one card and the line is 10000, and the other card is 10000, then your line is 20000. This is the only bank in China with overlapping credit lines. Moreover, online banking is so cool that it can directly charge 5k at a time. Convenient repayment.
Ps: I wonder if you are from Beijing? If so, do it now and send it back to Utton.
2. Banks with better credit card development: China Merchants Bank is the first bank with a high quota, so it is easier to apply for a gold card. The most important thing is that the integral activity is very good, and other activities are often launched. In addition, online banking is very convenient to handle and use. Convenient repayment.
Secondly, Guangfa Bank, for the same reason, has few activities and needs to pay attention to the website. Convenient repayment.
3. Excellent small banks: I have to say CITIC Bank. I don't know what other areas are like. 9 yuan films are often held in Beijing (six times is enough). The movies I watched in the past two years started in 9 yuan (the original price ranged from 70- 1 10), and there are many other activities that are worth one. However, the amount is average, and repayment is inconvenient (Raqqa is preferred), and online banking is also inconvenient. But the cards are all beautiful. It is important not to apply for CITIC's American Express card, because it is bound to pay an annual fee.
Everbright Bank, with a high quota, can apply for a half-year quota adjustment, generally increasing by 1 times. The best thing is that the way to send points is very cool, often several times, and online transactions are also counted as points, which is the only one in China. Repayment is inconvenient, online banking is convenient, but 300 yuan is not so cool.
4. Other banks: Bank of Communications, online banking is convenient, repayment is convenient, and others have no advantages.
People's livelihood occasionally has activities (such as delivering milk), and others don't see any advantages. Have a local account with a high quota.
There is no advantage in the development of Shenzhen. I have cancelled my card.
Xingye, platinum card transaction processing, others have no advantages.
Huaxia has no advantage.
Bank of Beijing, platinum card is easy to handle.
Which bank is easier to apply for a credit card? These are all easy cards in the four major banks!
For card friends, of course, everyone wants to get their favorite credit card quickly, and the most annoying thing about applying for a credit card is being rejected, which affects both efficiency and mood. So there are so many types of credit cards in major banks, how should we choose them? Which credit cards are easy to handle?
1. CITIC Bank Taobao Card can greatly improve the efficiency and success rate by binding customers' Taobao accounts. CITIC Bank's card approval speed has always enjoyed a good reputation among card users. After testing, CITIC Bank's online credit card application will generally be accepted by the bank within 24 hours, which is quite efficient! Now, CITIC Taobao Card is processed through the network, and the first quick payment is reduced to 30 yuan. Don't miss this offer!
2. Guangfa True Love Card, the first exclusive credit card for women in China, is designed with a transparent card version and advocates the concept of "independence, calmness, intelligence and frankness" in women's life. It has the service functions such as triple points plan and self-selected insurance plan, and enjoys many merchant discounts, giving women more personalized choices and more caring services. More importantly, it is simple and quick to handle this card. As long as you provide stable income proof and personal information, there is no obstacle to applying for this card.
3. Guangfa Car Owner Card, specially tailored for private car owners. Provide all-round benefits and services for car owners, customers and their cars. Enjoy the national 100 km free road rescue service, 5 times credit card refueling points or 1% cash back discount, choose high insurance coverage and many other functions and benefits. The application of Guangfa Owner's Card naturally reduces a lot of troubles for many riders ~ When applying for Guangfa Owner's Card, users can greatly improve the success rate of applying for a credit card by providing their car's driving license!
4. New customers of China Merchants Bank QQ co-branded credit card can get a gift of American traveler's fashion shoulder bag over 388 yuan. New card customers only need to swipe their cards three times in two months, and each time they spend 188 yuan, they will get a 388-yuan American traveler fashion shoulder bag. The first cash withdrawal every month is free.
The best card of China Merchants Bank is China Merchants Youth Card, which is one of the most popular and favorite cards for young people. Fresh graduates can apply for small white-collar workers, and college students who have reached 18 can also apply for formal internship contracts. If the maximum withdrawal amount of 100% credit line is not enough, the first withdrawal fee will be added free of charge every natural month!
6. Ping An Bank's credit card is very grounded, such as the owner's card dedicated to the owner, the standard card for supermarket shopping, the platinum card discount at the airport, and direct access to the cinema. Card promotion covers food, fitness, entertainment, shopping and so on. The most sought-after and easy-to-handle credit card.
The introduction of what banks can handle credit cards quickly and what banks can handle credit cards now ends here. I wonder if you have found the information you need?