In the process of using credit cards, the following disadvantages may occur:

1, develop bad consumption habits, many people use too many credit cards, and swiping cards will be addictive, leading to blind consumption.

2, bear interest expenses, credit card withdrawal and other functions are charged interest, overdue will also generate interest.

3. Affect credit. If the credit card is overdue, the bad record will be uploaded to the credit report, leaving a stain on your credit.