Yes. He should be suspected of credit card fraud. Rather than being in panic all day long, it is better to surrender and seek leniency.

If relatives can compensate on their behalf, they can be given a lighter punishment, but they probably won’t be exempted from punishment. Of course, relatives have no obligation to compensate or refund on their behalf. If you are sued by another unit or individual, if you are able to perform the judgment but refuse to perform, it will constitute the crime of refusing to perform the effective judgment or ruling. If you are unable to perform, you will not bear any criminal responsibility. This situation is very common. As for the fine, the judgment is a judgment, but if you cannot pay it, you will not pay it.