Pudong Card Credit is actually a kind of activity reward. It has the same nature as various discount coupons. It cannot be used directly, but it can be used to deduct the transaction amount.

After the cardholder participates in the activity and reaches the standard, the card swipe fee will be returned to the credit card account, which is equivalent to an overpayment. If the credit card has a debt, the card swipe fee can be used to offset the amount of the debt. .If there is no outstanding amount, then the cardholder's credit card transaction will first deduct the credit card amount, and then deduct the money from the credit card limit. .It should be noted that the credit card fees returned for different activities, the period of use, and the usage channels are different. .However, generally after receiving the card credit, the bank will send relevant SMS notifications to inform you of the validity period of the card credit, where it can be used, and the rules for use.