Banks have never carried out the activity of exchanging credit card points for cash, and the validity period of each bank's credit card points will be clearly informed to users, rather than being cleared at the end of the year. However, for credit cards with limited points, cardholders really need to redeem them within the validity period to avoid the waste of expired points. Don't click on the network link easily when redeeming. You can call customer service to confirm before operation.
Extended data
Credit card integral function
Redeem prizes
Generally, banks that provide credit card points services have corresponding points redemption pages in official website. Telephone charges, oil cards and even kitchen department stores, digital home appliances, etc. If you have enough points, you can exchange them directly.
Cash consumption in points area or shopping center
Some banks in official website have credit card malls in the points area, which support points as cash deduction. When the user sees a satisfactory product, he can buy the favorite product at a price lower than the market price of the product itself by simply checking the integral option when paying.
Enter the lucky draw with points.
In order to give back to customers, the bank will launch points lottery activities from time to time. For example, a commodity is worth thousands of dollars, and users only need to pay hundreds or even dozens of points to participate in the lucky draw and realize small points to win the grand prize.
Interoperability with other platforms
In addition to internal use of their own platforms, credit card points of some banks also support interoperability with other platforms, which greatly facilitates the consumption preferences of different groups of people. For example, Wanlitong points of Ping An Bank's credit card currently support conversion into Alipay points.
Phoenix. Com- the scam of cashing in consumption points has started again, so beware of being cheated!
Phoenix. Can credit card points be exchanged for cash? Beware of fake bank official website fishing!