First, contact the bank or creditors as soon as possible to find out the specific situation and show your willingness to repay.

Secondly, if you have the ability, try to pay off the remaining debts in one lump sum to avoid further legal disputes and the increase of interest expenses.

in addition, you can discuss with creditors to make a reasonable repayment plan and repay the arrears in installments according to your own economic situation. It is helpful to resolve disputes by actively communicating with creditors and keeping the repayment promise fulfilled.

finally, if you can't repay all or part of your debt, you can seek the help of a professional legal consultant or lawyer, get legal advice and find possible solutions.

conclusion: in the face of being sued for overdue credit card arrears, it is the key to contact the bank or creditors in time and show the willingness to repay. Choose one-time repayment or negotiate with creditors on installment repayment plan according to their own economic situation. If you can't repay, seek the help of a legal consultant or lawyer.

Extended information: Overdue credit card installment refers to the cardholder's failure to repay the installment purchase according to the agreed repayment plan and time. After the deadline, the bank or creditor has the right to take legal measures to recover the arrears, including prosecution and seizure of property. According to the laws of China, the cardholder shall bear the corresponding debt liability. Therefore, it is very important to communicate with creditors in time and seek solutions.