Why do you need to pay social security when applying for a credit card? Social Security helps you get the card easily When novices apply for a credit card for the first time, some experienced cardholders will suggest that you attach a social security certificate when submitting materials. In this way, the bank's approval rate will be greatly improved. Some cardholders may wonder why they need to pay social security when applying for a credit card? Don't worry, let me tell you. We know that when banks review credit card applications, the primary factor they consider is the repayment ability of the card applicant. If the repayment ability of the card applicant is low or unstable, the bank will most likely choose to reject your application. In addition to ordinary income certificates, work certificates stamped by the company, house ownership or vehicle ownership certificates and other documents that can prove the cardholders' ability to repay debts, it will undoubtedly be the icing on the cake if the cardholders can also provide social security. The reasons are as follows : 1. Social security can show whether the cardholder’s job is regular and stable. Generally, social security will be paid only if you have a formal job. Continuous payment of social security means that the card applicant's working situation is stable, while general credit card applications require at least 3 months of employment; 2. Social security can accurately determine the credit card applicant's working years and income. Some cardholders will resort to false income certificates in order to get their cards, but social security cannot be faked, and banks can calculate the cardholder's true personal income based on social security payments. With the above reasons, it is not difficult to explain why you need to pay social security when applying for a credit card. Although credit card application seems very simple, there are actually many hidden thresholds that cardholders need to pay attention to. The more detailed information you provide and the stronger the proof of financial resources and repayment ability, the easier it will be to pass the bank's test.