Even the consumption of 1 1 tonight must be cancelled before 12.
If this day passes, the money will be transferred to the merchant's account.
If you want a refund at this time, you must ask the merchant. They will verify the situation, submit a refund application to the acquiring institution, and communicate with the customer's issuing bank through it. Generally, the refund time is about half a month.
Extended data
The correct method of credit card consumption
The consumption mode of using credit card is basically the same as that of using debit card, but there are some minor differences. When using a credit card, please follow the following methods:
1. When swiping your card, please don't put your credit card away from your sight to avoid misuse or theft;
2. Don't sign a blank or unfilled bill at will;
3. Before signing, please be sure to confirm whether the card number and amount listed in the bill are correct, and pay attention to whether the consumption currency and amount expressed in words and figures are correct;
When using a credit card, you must sign to confirm the consumption. Generally, you don't need to show your ID card or enter your password. However, please cooperate in the following situations:
Due to the operating standards, POS machines in some cities still need to enter passwords. Please enter 6 digits at will. If you spend a lot of money or buy goods that are easy to realize, it is recommended that you enter an accurate ATM private password.
5. When the transaction needs to be rewritten or cancelled due to the wrong signing, please ask the merchant to tear up all the original signing and keep the return voucher given by the merchant to avoid future disputes;
6. After signing the bill, please confirm that the credit card returned by the salesperson of the special merchant is indeed his own credit card;
7. After the transaction is completed, please keep the root contact of the signing cardholder for checking with the credit card statement sent by the bank.
Reference: Baidu Encyclopedia-Credit Card
Reference: China Banking Regulatory Commission-Measures for the Supervision and Administration of Credit Card Business of Commercial Banks
Reference: Baidu Encyclopedia-Credit Card swiping