The introduction of Ping An Bank’s standard credit card gold card and regular card is as follows:
1. Annual fee: Gold card 300 yuan/year; regular card 100 yuan/year; supplementary card 150 yuan/year year; ordinary card supplementary card 50 yuan/year.
Warm reminder: Both Gold Card and Regular Card are free of annual fees in the first year, and the annual fees for the following year will be waived if you make 6 purchases in that year.
2. Insurance:
(1) Traffic accident protection (Gold Card/General Card, you can enjoy this protection by activating the card and successfully swiping the card once.)
Guarantee function:
(a) Gold card aircraft accidental injury insurance amount of 500,000 yuan / regular card 300,000 yuan (the card needs to be swiped to pay the full amount of the air ticket or group fee of more than 80 yuan, regardless of whether the card is swiped You can pay or buy tickets online);
(b) Gold Card Train, Ship, Rail Transit Accident Injury Insurance Amount 200,000 Yuan / Regular Card 100,000 Yuan;
(c) Gold Card Car accident injury of 50,000 yuan/shared with regular cards;
(d) Traffic accident medical insurance of 5,000 yuan with gold cards/shared with regular cards;
(e) Gold Card traffic accident hospitalization allowance is 30 yuan/day, with a maximum compensation of 180 days/shared with regular cards;
(f) Gold card advances hospitalization medical expenses for traffic accidents/shared with regular cards (Note: Public *** Traffic accident insurance is limited to cardholders taking commercial operating vehicles as passengers);
(2) Gas accident insurance is only available to gold cardholders:
(a) Gas accident injury insurance covers RMB 50,000 per person, and the compensation limit per household is RMB 150,000;
(b) Gas accident medical insurance covers RMB 2,000 per person, and the compensation limit per household is RMB 6,000;
(b) Gas accident medical insurance covers RMB 2,000 per person, and the compensation limit per household is RMB 6,000; p>
(c) Gas accident hospitalization allowance of 30 yuan/day, with a maximum compensation of 180 days;
(d) Advance payment of gas hospitalization medical expenses.
The credit card limit is finally issued based on a comprehensive assessment of all aspects of the information provided, and will take into account many factors, such as the customer’s work nature, education, income, personal stability, and personal social credit. , usage of other financial products and many other aspects.