Pay it back next month.

The pending credit card bill is the consumption record accumulated by the bank system before the credit card statement date.

The bank will send the credit card statement to the cardholder on the credit card statement date. Then, the bank will not actively send the credit card statement before the statement date, but the cardholder can check it through online banking, bank APP, etc. consumption situation, the bill you see at this time is that the credit card bill has not been issued.

Early repayment before the credit card bill is issued

Usually after the bank issues the statement, that is, after the credit card statement date, the cardholder can repay according to the amount shown on the statement. However, cardholders can also repay before the credit card statement date. At this time, if there are unpaid bills from the previous period, the repayment will be given priority to repay the previous period's bills; the excess repayment will be used to offset the current unpaid bills.

“Unaccounted” transactions in credit card bills that have not been issued

Usually after a credit card is swiped for consumption, there will be a process from when the card is swiped to when the transaction is included in the credit card bill. This process is when the merchant arrives. The settlement process between payment institutions and banks. Under normal circumstances, card transactions made on the same day will be credited to your account the next day. Unaccounted credit card transactions refer to transactions that have been swiped but have not been included in the bill.

It should be noted that if an unrecorded transaction that occurs before or after the credit card bill date is eventually credited to the account before the bill date, the cardholder needs to repay it in the current period; if the transaction is finally credited after the bill date, the cardholder needs to Repay on the next payment due date.