The first Pudong Development Credit Card does not have to be activated at the counter.
The first activation of Pudong Development Credit Card does not have to be at the counter. This mainly depends on the channel through which you apply.
If you are applying for a Shanghai Pudong Development Bank credit card online for the first time, you generally need to go to the counter to activate it and have an interview. This is also a secondary review conducted by Shanghai Pudong Development Bank to confirm the identity of the cardholder to prevent others from using it fraudulently and to avoid risks.
If you apply for a credit card at a Shanghai Pudong Development Bank branch, you don’t need to go to the counter to activate it. You can activate it directly on online banking, you can also call Shanghai Pudong Development Bank to activate it, and the credit card APP "Puda Xiben" can also be used.
If it is not your first time to apply for a Pudong Development Bank credit card online, you usually do not need to go to the counter when activating it, and you can also activate it directly online.
The Pudong Development Bank Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank. It enjoys a variety of discounts and can even apply for a photo card for free.
The Credit Card Center of Shanghai Pudong Development Bank (referred to as "Shanghai Pudong Development Bank") was established in January 2004. It is a direct operating institution established by Shanghai Pudong Development Bank that specializes in credit card business.
The product service system of Shanghai Pudong Development Bank Credit Card Center includes: a credit card product that can be customized by users - Pudong Development Dream Card; it cooperates with popular domestic and foreign institutions and brand IPs such as the Forbidden City, Barcelona Football Club, and Zhuxiaofi, and cooperates with The airline industry, hotel industry, department store industry, communications industry, Internet platform and other industries have cooperated to launch co-branded theme credit card products; and jointly issued high-end card products with rich rights and interests with VISA, American Express, MasterCard International and other domestic and foreign card organizations.
The Shanghai Pudong Development Bank Credit Card Center has launched "Dream Xiangjia Club", "Xiao Pu Huihua" and other credit card discount platforms, and launched a marketing activity system such as red envelopes, movies, miles, and hotels.
Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when purchasing, and repayment will be made on the billing date.
Since the card is sent by mail after the credit card application is approved. Therefore, there is no guarantee that the recipient is the applicant. In order to protect the applicant and the bank from fraud losses, the credit card has set up a card opening procedure before it is officially activated. The card opening process is mainly done by phone or online, and the application is verified. The relevant personal information provided will complete the card opening process. At this time, the applicant becomes the card holder and can officially start using the card. After opening the credit card, a password is generally required for the card.