If the repayment takes a long time, it is recommended to apply for installments, and then pay off the installment amount in full in each installment. This is better than paying the minimum all the time. It will help to increase the amount and the total repayment will be more. Good deal.

In installments, Bank of Communications's handling fee for 12 installments is 0.72 per installment

Each installment requires repayment: 9000/12 9000x0.72 = 814.8 yuan

If Only pay the minimum, and interest of 0.05% per day will be charged until the principal is paid off.

The installment can be terminated early, but the handling fee will not be refunded