How to use WeChat to repay Zheshang Bank credit card

Good news, Zheshang Bank credit card has a new repayment channel, so cardholders can repay through WeChat as long as they bind their credit cards to WeChat, which is convenient and fast. Below, let's introduce the credit card WeChat repayment method of Zheshang Bank.

as we all know, wechat has a credit card repayment function, so you can repay the credit card by binding a credit card. Of course, if you want to repay successfully, the credit card you want to repay must be in the list of banks supported by WeChat. Zheshang Bank was not supported by WeChat before, but it can be supported now.

the method of returning the credit card of zheshang bank by wechat is very simple. you can repay it with wechat change or with a bound savings card. the specific repayment steps are as follows:

1. open wechat, click the "wallet" function, select "credit card repayment", click "add card", and then enter information to bind the card.

2. Click "Credit Card Repayment" after successfully tying the card, enter the repayment amount, and click "Repay Now";

3. Select the payment method as WeChat change or bound savings card, and enter the payment password to complete the repayment.

under normal circumstances, the funds will arrive in the account within half an hour after repayment through the wechat channel. If the repayment page shows "downgrade", it will arrive the next day at the latest.

Of course, in addition to using WeChat to repay, you can also repay Zheshang Bank's credit card through the following channels:

1. Automatic repayment: Cardholders with business cards can bind their credit cards to enable the automatic repayment function, and the bank will automatically deduct money from the business cards to repay the credit cards every repayment day;

2. Cash repayment: Cardholders can make cash repayment at the counters of any business outlets of Zheshang Bank, or directly repay their credit cards with cash at ATM machines;

3. Transfer repayment: log in to the personal online bank that has been opened → credit card → repayment management → credit card repayment → enter the corresponding information according to the page prompts → Next → enter the verification code and Zheshang e password → OK → enter the PIN→ submit and then complete the repayment operation.

How to repay the credit card of Zheshang Bank

Repayment is an important link in using the credit card of Zheshang Bank or any bank, which is related to our personal credit situation, so it should not be underestimated. Let me introduce how to repay the credit card of Zheshang Bank to you. The repayment method of Zheshang Bank.

1. The repayment method of Zheshang Bank's credit card-automatic repayment

1. Automatic repayment of commercial card (Zheshang Bank debit card)

Cardholders can apply for opening the automatic transfer repayment service of their existing commercial card through the service hotline 95527, mobile banking, online banking, etc. After confirmation, Zheshang Bank can automatically transfer repayment from your designated account to your credit card on the repayment due date.

2. Zengjinbao automatic repayment

Cardholders can start Zengjinbao business, log in to Zengjinbao APP, click on my account, and select credit card automatic repayment.

2. Credit card repayment method of Zheshang Bank-transfer repayment

Cardholders can make repayment through online banking, which is rather troublesome. Specifically, you need to do this:

Log in to the opened personal online banking → credit card → repayment management → credit card repayment → enter the corresponding information according to the page prompts → Next → enter the verification code and Zheshang E password → OK → enter the PIN→ submit it.

Third, the credit card repayment method of Zheshang Bank-third party repayment

1. Cardholders can log in to UnionPay wallet official website and select "Life", and then click "Credit Card Repayment";

2. Cardholders can also directly log in to the UnionPay wallet APP and choose a credit card for repayment.

4. Credit card repayment method of Zheshang Bank-cash repayment

Cardholders can directly repay by ATM or over the counter, and deposit cash into the credit card for repayment.

bill date and repayment date of Zhejiang merchants bank

1. bill date and repayment date of Zhejiang merchants bank

1. bill date: every month, the bank will regularly settle all transactions and expenses of your credit card account in the current period, and calculate the total amount owed and the minimum repayment amount in the current period. This date is the billing statement of your credit card.

2. Due repayment date: it is the latest date when Zheshang Bank requires the cardholder to return the balance of the current bill.

3. Interest-free repayment period: from the bank bookkeeping date to the due repayment date, as long as the cardholder fully pays off the current repayment amount (total amount owed) on the current statement, it is not necessary to pay the interest on any consumption on the current statement (overdraft withdrawal, transfer and interest are not entitled to interest-free repayment period).

ii. calculation method of interest-free repayment period of zheshang bank's credit card

the billing date of zheshang bank's credit card is the 1st day of each month, and the due repayment date is the 26th day of the current month, so you can enjoy interest-free repayment for up to 56 days.

The interest-free repayment period starts from the billing date to the due repayment date. The longest interest-free period of Zheshang Bank credit card is 56 days and the shortest is 25 days.

the interest-free period is different for different credit card dates, and the longest interest-free period can be enjoyed for consumption one day after the bill date.

How to repay the credit card of Zheshang Bank

Credit card repayment must first bind my debit card, and then deposit the corresponding amount into the debit card before the repayment date.

After the debit card is bound, the specific credit card repayment method and time limit are as follows:

If it is paid off in full, no fees will be incurred;

Credit cards generally have a grace period of three days after repayment, and repayment within the grace period is regarded as timely repayment;

if the minimum repayment amount is paid, the daily interest needs to be calculated, starting from the consumption bookkeeping date;

if the repayment is overdue beyond the grace period or the repayment amount is less than the minimum repayment amount stipulated by the bank, the interest will be calculated from the bookkeeping date, and a late fee of 5% of the unpaid minimum repayment amount will be charged on a monthly basis;

the specific daily interest rate may be different for various credit cards.

Debit card can be bound by credit card official website. The specific operation is as follows:

Open the official website of bank credit card and select personal online banking login;

After successfully logging in to personal online banking, select the credit card in the main menu. When the bank card is not bound to the credit card, the option of adding a new account will appear at the bottom of the page;

fill in the relevant information of the credit card carefully;

after completion, you can bind the credit card and bank card.

This is the end of the introduction about how to return Zheshang Bank's credit card and how to do it. I wonder if you found the information you need?