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If you want to withdraw 3,000 points from China Merchants Bank and pay it back in 6 months, what is the minimum monthly repayment? Who can calculate the specific figure?

Hello, the calculation of interest for cash withdrawals is related to the date of cash withdrawal, billing date, repayment date and other information. The maximum cash withdrawal with our bank's credit card is 2,000 yuan per day, and 3,000 yuan can be withdrawn over 2 days.

Cash advance loans will incur corresponding fees and interest. Handling fee: The handling fee for domestic RMB cash advances is 1% of the amount of each cash advance. The minimum charge is RMB 10 per transaction. The handling fee for overseas (including Hong Kong, Macao and Taiwan) cash advances is 3% of the amount of each cash advance. Calculating the handling fee, the minimum charge is ¥30 yuan or $3 USD per transaction. Interest: Cash advance transactions do not enjoy interest-free repayment treatment. Interest will be charged at a daily interest rate of 5/10,000 from the transaction date to the repayment date, and compound interest will be charged on a monthly basis.

Minimum repayment amount = 10% cash advance principal + 10% non-cash advance transaction principal + 100% fees + 100% interest + 100% excess consumption + 100% minimum repayment in the previous period The unpaid portion + 100% of the single installment amount.

If you still have questions, please add corporate QQ customer service 4008205555 or add the public account "China Merchants Bank Credit Card Center" on WeChat for detailed consultation.