When transferring money from China Merchants Bank to China Construction Bank, it is generally not possible to withdraw money until the account is received, and the time of receipt is: 1. Inter-bank transactions usually take one to three working days to arrive because they need to be processed through the counters of both banks; 2. If the transfer is made on Friday night, it will arrive next week at the earliest and arrive on Wednesday at the latest; 3. From Monday to Friday, the transfer can basically arrive at the other bank before 3 pm that day, but whether the other bank records it in time determines the actual arrival time.

The transfer from China Merchants Bank to China Construction Bank belongs to inter-bank transfer: inter-bank transfer is divided into real-time inter-bank transfer and ordinary inter-bank transfer: 1. Real-time transfer: after successful submission, the other party can receive the money and receive it immediately, without time difference; 2. Ordinary transfer: after submission, the payee will not receive the money immediately, but will generally receive it within 2-3 working days.

When transferring money from China Merchants Bank to another bank, the time for transfer and remittance to the account is 1, and the normal mode is 1-2 working days. The arrival time depends on the processing situation of the other bank system (weekends and holidays are not working days, and in case of weekends and holidays, the arrival time will be postponed). 2. Fast mode: The real-time arrival time of China Merchants Bank depends on the system processing of the other bank. According to previous customer feedback, it usually arrives within 2 hours. 3. Real-time mode: generally, the account is received in real time.

In general, there are three transfer methods to choose from when using CCB's online banking transfer. One is real-time arrival. After the transfer operation, the funds can be transferred to the other party's account in real time, but the single transfer amount cannot exceed 50,000 yuan; The second is the ordinary account, in which case the deduction will generally be made within 2 hours; Third, the account will arrive the next day, which will generally be delayed until the next day. However, when using CCB online banking for inter-bank transfer, the time for funds to arrive depends on the inter-bank clearing system of the People's Bank of China and the entry time of the receiving bank. In most cases, it will arrive within 24 hours. In case of holidays, the arrival time will be relatively extended.