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Why can't I apply for a credit card from Bank of Communications? Who can tell me how to live?
Hello, I am a staff member of Bank of Communications Credit Card Center, and I can answer your questions.

First of all, I want to tell you that whether the application is approved depends on the information you provide and your personal information. The following are several important aspects.

1. The income certificate you provided. If you have a savings card from this bank and your salary card happens to belong to this bank, congratulations, you have a high chance of getting it. The higher the salary shown on the salary card, the higher the credit card amount applied for.

2. See if you have any credit history before. It mainly depends on whether you have used other banks' credit cards before, or whether you have bank loans. If you have a good credit record, you can also increase your credit limit. If you have a bad credit record, you can't do it. Even if you do, it's very low, because banks have to control risks.

3. See if you have provided listing information. If you have a house and a car, your personal assets are very good. In this way, your chances of doing it are high, and the amount is not low.

4. Your age. If you are a boy, under the age of 25, then I am sorry. Your chances of doing it are relatively low. Because the comprehensive data of all bank credit cards shows that young men have low credibility.

Bottom line: the bank is realistic, and the credit line it provides represents how much it lends you. If it finds it difficult to get it back, it is very careful. If it thinks you have money, it will give you more money, as simple as that.

In addition, people who want to apply for a credit card need to be reminded that there are several basic points to pay attention to when filling out the card. Three phone numbers and two addresses must be written in detail, otherwise it will be difficult to approve. The so-called three telephones are the company's landline, the home landline and your own mobile phone. These two addresses are the company address and your home address. And when the bank calls you to confirm your personal information, you'd better cooperate, otherwise it will be difficult to approve it.