Relationship between primary card and secondary card:
1. All debts incurred by the deputy cardholder when using the credit card shall be borne by the main cardholder, who shall directly perform the debts to the card issuer or special unit.
2. In the relationship between the primary cardholder and the secondary cardholder, the primary cardholder is in a dominant position and has the right to decide to add or cancel the secondary cardholder, while the secondary cardholder is in a subordinate position.
3. If the primary card is cancelled, the secondary card shall be returned to the card issuer voluntarily.
4. When the cardholder of the primary card requests to stop using the secondary card, the secondary card shall also be returned to the card issuer, and the outstanding debt shall still be borne by the cardholder of the primary card.
5. If the primary cardholder needs to cancel the secondary card midway, he has the right to recover the credit card from the secondary cardholder and return it to the card issuer. If the secondary card cannot be recovered, he can submit a written application to the card issuer to cancel the secondary card. However, before returning the secondary card or submitting the application, the creditor-debtor relationship arising from the use of the credit card by the secondary card holder will still be borne by the primary card holder, and the card issuer will not accept the economic disputes arising from the use of the credit card by the primary and secondary card holders.
6. If the cardholder of the main card needs to restore or add a supplementary card, he must submit a written application to the card issuer, and the supplementary card can be restored or added only after the approval of the card issuer. What's the difference between the main credit card and the supplementary credit card?
First, the secondary card also has an annual fee: Like the main card, the secondary card also has an annual fee, which is generally about half of the annual fee of the main card. Like the main card, most supplementary cards can reduce the annual fee by spending a certain number of times or a certain amount. Second, the auxiliary card and the main card share the line: the auxiliary card and the main card share the line, and the line of the auxiliary card cannot exceed the main card. Three years. The loss of the primary card does not affect the use of the secondary card: except for the shared quota, the primary card and the secondary card can basically be regarded as two independent cards. After the main card is lost, it will not affect the use of the secondary card, and vice versa.