Is there an annual fee for the Ping An Bank Card?

1. There is no annual fee for the Ping An Bank Debit Card.

Ping An Bank debit card ATM inter-bank withdrawals in the same city are 2 yuan per transaction; ATM inter-bank withdrawals in different places are 2 yuan / transaction + withdrawal amount 5‰.

Ping An Bank’s debit card account will charge a small account management fee of 2 yuan if the account is less than 1,000 yuan. However, if you sign up for payment agency or bank-certificate third-party custody business, the account management fee can also be waived.

2. The annual fee standards for Ping An Bank’s credit cards are as follows:

Principal card: 100 yuan/year; supplementary card: 50 yuan/year.

Gold card main card: 300 yuan/year; supplementary card: 150 yuan/year.

Platinum credit card: main card: 2,800 yuan/year, supplementary card: 1,800 yuan/year.

Ping An Bank's credit card annual fee exemption policy:

Ping An Bank's regular and gold credit cards are exempt from annual fees in the first year. If you make 6 purchases with the card in the same year, you will be exempted from the annual fee for the next year. Annual fee.

The rigid annual fee of the Ping An Bank Platinum Credit Card cannot be waived in the first year. If you spend 150,000 yuan in the current year, you can waive the 50-year annual fee of the card in the second year. If you spend 300,000 yuan in the same year, you can waive the annual fee of the card in the second year. The annual fee rules for the additional card are the same as those for the main card.

Ping An Bank, whose full name is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by Ping An Insurance (Group) Co., Ltd. of China. It is one of the 12 national joint-stock commercial banks in mainland China. . The registered capital is RMB 5.12335 billion, with total assets of nearly 1.37 trillion yuan. It is headquartered in Shenzhen, Guangdong Province.

Ping An Insurance (Group) Co., Ltd. of China (hereinafter referred to as "Ping An") and its controlled subsidiaries hold a total of approximately 2.684 billion shares of Ping An Bank, accounting for approximately 52.38% of Ping An's shares. The controlling shareholder of the bank. It has 34 branches across China and a representative office in Hong Kong.

In January 2012, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition was completed, Shenzhen Development Bank changed its name to the new Ping An Bank and formally established the new Ping An Bank. Open to the public. On June 26, 2019, eight banks including Ping An Bank were among the first batch to launch online corporate information verification systems.

How to calculate the annual fee for Ping An Bank’s credit card? One article to understand!

Ping An Bank has many credit card products for users to apply for, but the issue of annual fees has always been a concern for everyone when applying for a credit card. A user asked how to calculate the annual fee for Ping An Bank’s credit card? So let me briefly talk about this issue for you. I hope you will find it helpful after reading it.

How to calculate the annual fee for Ping An Bank’s credit card?

Classified according to level. If the user applies for a regular card, the annual fee for the main card is 100 yuan per year, and the annual fee for the supplementary card is 50 yuan;

If If the user applies for a gold card, then the annual fee for the main card is 300 yuan per year, and the annual fee for the supplementary card is 150 yuan;

If the user applies for a platinum credit card, then the annual fee for the main card is 2,800 yuan per year, and the annual fee for the supplementary card is 1,800 yuan.

In addition, if the user applies for a Ping An Car Owner Card, the annual fee is 300 yuan per year, which is rigidly charged in the first year. However, if the current year’s consumption reaches 30,000 yuan or more, the annual fee for the following year can be reduced. .

Generally speaking, although the annual fee is charged, as long as the user's consumption meets the requirements, it can basically be reduced. For example, if China Merchants Bank makes 6 purchases, it can be deducted from the following year's fees. Some banks can use points to deduct the annual fee. For example, the CITIC Bank Premier Platinum Card can use 45 points or 220,000 points to deduct 1,000 yuan.

The above is the answer to "How to calculate the annual fee for Ping An Bank's credit card". Generally speaking, there are certain differences in the annual fees charged based on the credit card level and the main card and supplementary cards. Users can also consult official channels on how to deduct it.

Does Ping An Credit Card have an annual fee?

Different types of credit cards of Ping An Bank have different annual fee standards. You can log in to Ping An Pocket Bank APP-Credit Card-More-Card Family Portrait to learn more Annual fees for different credit cards.

If you need to inquire about Ping An Bank's credit card business, you can click on the link below and select "My" in the lower right corner - exclusive customer service or follow Ping An Credit Card's WeChat public account (paxyk95511) for consultation.

Response time: 2021-12-27. For the latest business changes, please refer to the official website of Ping An Bank.

This concludes the introduction on Ping An Bank’s credit card annual fee and how to check the Ping An Bank’s credit card annual fee. Have you found the information you need?