General

1. Repayment is convenient, you can make repayment through convenience stores, UnionPay online, etc.

2. There is no overpayment recovery procedure Fee

But there is an over-limit fee

The cash withdrawal fee is very high, with a minimum of 30

The maintenance cost is high if it is stolen, and the fees for dispute verification and so on are higher

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3. There are quite a lot of activities

4. It is not easy to meet the annual fee exemption conditions. Usually the card is swiped for more than 5,000. Although it is usually more than this number, I prefer to swipe the card as many times as possible

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5. Credit card payment in online banking is pretty good. Although not as good as ICBC, it is much better than the other four major banks

6. The process is quick. I have a card and I submitted the application on the first day. It was approved within two days

7.

For credit card-related business

In Shanghai, Shanghai Pudong Development Bank branches are very convenient to handle services

< p>PayPass can support Pudong Development Bank credit cards

Transportation card business can be handled at Pudong Development Bank counters

Traditional handling fees are relatively cheap

8. Use the card frequently If so, the amount will be raised quickly