China Postal Savings Bank mainly applies for credit cards by stages in the following ways.
1, Personal Online Banking Application of Postal Savings Bank
When handling business through online banking, cardholders need to log in to the personal online banking of China Postal Savings Bank and choose a credit card to apply for transaction installment. After the application is successful, the page displays detailed information such as the number of installments, installment fees, repayment and so on.
2. Mobile banking application of Postal Savings Bank
After downloading the mobile phone client of Postal Savings Bank, the cardholder logs into the mobile phone bank of Postal Savings Bank, selects a credit card, then selects the credit card applying for transaction installment, and then selects the installment amount and number of installments to submit the application.
3. Postal savings bank credit card customer service hotline manual service
Cardholders can call the Postal Savings Bank credit card customer service hotline, and then transfer to manual service. When applying, they must inform the customer service staff of the transaction details of applying for installment payment, including the transaction time, transaction place, transaction amount and application period, and the customer service staff will immediately inform the successful acceptance result.
For more information about how to handle postal installment payment, please visit: See More.
How to handle the credit card transaction installment of Postal Savings Bank? What are the requirements?
The credit card transaction installment of Postal Savings Bank is a single consumption installment method provided by the credit card holders of this bank. As long as your single consumption amount meets the requirements of installment, you can divide the transaction into several installments before the billing date comes out, thus alleviating your repayment pressure. Then, how to handle the credit card transaction installment of postal savings? What conditions need to be met? Let's have a look.
Staging conditions for credit card transactions of Postal Savings Bank:
1. The applicant must be the main cardholder and cannot apply for the supplementary card;
2. Only a single unbilled transaction can be conducted, and the single consumption amount is ≥500 yuan;
3. It must be processed before 20 o'clock on the current bookkeeping date after the consumer transaction is recorded.
Postal savings bank credit card installment transaction:
1. Customer service telephone application: dial 4008895580- 1 Chinese service-enter information-# main menu -0 manual service -5 installment payment, and submit the installment application to the customer service staff.
2. Mobile banking application: The cardholder can enter the mobile banking of Postal Savings Bank by registering the mobile banking of Postal Savings Bank, and click Credit Card-Credit Card Installment-Installment Application.
3. WeChat official account application: Pay attention to the official account of the credit card WeChat of the Postal Savings Bank, and choose the transaction installment under the credit card happy installment to apply.
Precautions for credit card installment transaction of Postal Savings Bank:
1, regardless of the number of periods, the handling fee is 0.6%/ period, which will be charged for each period;
2. After the installment is successful, you can apply to cancel the current bill, and you need to pay the 20 yuan handling fee.
How to handle credit card bill installment in Postal Savings Bank? See here for the application conditions.
As the fifth largest bank in China, Postal Savings Bank has always had many customers. However, it is the first time for many people to apply for a credit card of the Postal Savings Bank, so they are not familiar with its business. Not long ago, someone asked: how to handle the credit card bill installment of the Postal Savings Bank? What are the conditions for application? I will answer your question today.
How to handle credit card bill installment in Postal Savings Bank?
First, customer service telephone application
You can call the customer service hotline of Postal Savings Bank at 400-889-5580 or 95580, and then follow the voice prompts for staging, or you can directly go to the manual service and ask the customer service staff to help you with staging.
Second, SMS application
You can edit the short message "last 4 digits of FQZD# # amount # period" with the mobile phone number registered when you apply for the card before and send it to 95580, and then wait for approval.
Third, the application of online banking
You can log in to the online bank of Postal Savings Bank, enter the "Credit Card" interface, select "Credit Card Installment", and then click "Installment Application" to apply for bill installment.
Fourth, mobile banking applications.
You can log in to the mobile banking of Postal Savings Bank, click "Credit Card" on the home page, then click "Credit Card Installment", select "Installment Application", and fill in the installment amount and number of installments to apply.
What are the requirements for the installment application of credit card bills of Postal Savings Bank?
I. Applicant
To apply for credit card billing installment of Postal Savings Bank, the applicant must be the personal card host of Postal Savings Bank.
Second, the application amount
To apply for credit card bill installment of Postal Savings Bank, the application amount must reach 800 yuan RMB.
Third, the application time
If you need to apply for credit card billing installment of the Postal Savings Bank, you must apply before 20: 00 pm on the day after the billing date to the repayment due date.
The above is a summary of the application methods and requirements for credit card bills of Postal Savings Bank by stages. Friends who need to apply for credit card bill installment at the Postal Savings Bank can see if they meet the requirements and apply according to the above methods.
How to handle credit card installment in Postal Savings Bank and the matters needing attention when handling credit cards?
Credit cards are very common in our life. Nowadays, many people almost have many cards. Because the payment method is more and more convenient and fast, the promotion of credit cards also makes life more and more convenient and simple. Every financial institution will launch some of its own credit cards, and the credit cards of the Postal Savings Bank are also widely used by consumers. Many friends will be curious about how to apply for credit card installment in the Postal Savings Bank. What should I pay attention to when applying for credit cards?
How to handle the credit card installment of Postal Savings Bank?
1. Customer service telephone application: dial 4008895580- 1 Chinese service-enter information-# main menu -0 manual service -5 installment payment, and submit the installment application to the customer service staff.
2. Mobile banking application: The cardholder can enter the mobile banking of Postal Savings Bank by registering the mobile banking of Postal Savings Bank, and click Credit Card-Credit Card Installment-Installment Application.
Matters needing attention in handling credit cards
1, regardless of the number of periods, the handling fee is 0.6%/ period, which will be charged for each period;
2. After the installment is successful, you can apply for cancellation before the current bill date, and you need to pay the 20 yuan handling fee.
Staging conditions for credit card transactions of Postal Savings Bank:
1. The applicant must be the main cardholder and cannot apply for the supplementary card;
2. Only a single unbilled transaction can be conducted, and the single consumption amount is ≥500 yuan;
3. It must be processed before 20 o'clock on the current bookkeeping date after the consumer transaction is recorded.
The above content is a brief introduction about how to handle credit card installment in Postal Savings Bank and some matters needing attention when handling credit cards. Nowadays, credit cards are widely used, and there are also many institutions that handle credit cards, and the types of credit cards are also diverse. The installment of new card transactions is a way for banks to provide credit card holders with a single consumption installment, which can be used as long as the single consumption amount of consumers meets the installment requirements.
This is the end of the introduction on how to apply for installment by postal credit card and how to apply for installment repayment by postal credit card. I wonder if you have found the information you need?