Jinshang Bank
Jinshang Bank is a joint-stock commercial bank with its head office in Shanxi, and it is a provincial large-scale financial enterprise. Shanxi Merchants Bank was established on the basis of Taiyuan Commercial Bank. At the beginning of the preparatory work, the plan based on private capital was not adopted, and the establishment of Jinshang Bank established the position of government holding.
according to the deployment of Shanxi provincial government, Jinshang Bank will complete the "three-step" development strategy of network distribution in the province, gradually expand its coverage outside the province, and choose an opportunity to publicly list in domestic and foreign capital markets.
With the approval of the People's Bank of China, Jinshang Bank was established as a joint-stock commercial bank under the name of Taiyuan City Commercial Bank Co., Ltd. on October 16, 1998, and officially renamed Jinshang Bank Co., Ltd. with the approval of China Banking Regulatory Commission on December 3, 28. It was listed on the Hong Kong Stock Exchange on July 18, 219.
With the approval of the People's Bank of China, Jinshang Bank was established as a joint-stock commercial bank under the name of Taiyuan City Commercial Bank Co., Ltd. on October 16, 1998, officially renamed Jinshang Bank Co., Ltd. on December 3, 28 with the approval of China Banking Regulatory Commission, and listed on the Hong Kong Stock Exchange on July 18, 219.
under the correct leadership of Shanxi provincial party Committee and provincial government, and with the guidance and help of regulatory authorities, Jinshang Bank has successively achieved strategic breakthroughs such as introducing strategic investors and listing H shares, and gradually embarked on the development path of modern commercial banks with steady development, good performance and controllable risks. By the end of 22, the total assets, deposit balance and loan balance reached 27.944 billion yuan, 176.782 billion yuan and 136.15 billion yuan respectively, with capital adequacy ratio of 11.72%, core tier-one capital adequacy ratio of 1.72% and provision coverage ratio of 194.6%.
the main regulatory indicators meet the regulatory requirements, with the regulatory rating maintained at 2C and the main credit rating reaching AAA. It ranks 7th in the "Top 1 Banks in China in 22" and 378th in the "Top 1 Banks in the World in 22" published by The Banker.
since its establishment, jinshang bank has adhered to the service concept of "customer-centered" and achieved full coverage of outlets in 11 prefecture-level cities in the province. at present, it has 159 business outlets and a small enterprise financial service center, invested in the establishment of qingxu jinshang rural bank co., ltd., and initiated the establishment of the first consumer finance company in Shanxi province-jinshang consumer finance co., ltd.
In addition, electronic channels such as online banking, mobile banking, WeChat banking and direct banking have been steadily promoted, forming a financial service pattern of "online and offline integration".
With its excellent business performance and excellent financial services, Jinshang Bank has been widely recognized by the provincial party committee, the provincial government and all walks of life, and has been awarded as "the most competitive national brand of China City Commercial Bank", "the most competitive small and medium-sized bank in China", "the meritorious enterprise in Shanxi Province" and "the favorite bank of Shanxi people", and won the "May 1st Labor Award in Shanxi Province".