1. First of all, credit cards cannot use cash withdrawal functions such as transfer or red envelope on WeChat. If the credit card can be directly transferred to WeChat, it is a cash-out behavior. 20 10 on July 26th, the Shanghai headquarters of the central bank declared that it was illegal to cash out credit cards. Therefore, credit card transfer to WeChat is not supported.

2. On WeChat, you can use credit card binding to recharge the phone bill and traffic. This is credit card consumption, not cash withdrawal. If you put it on the credit card bill, you can repay it normally next month. At the same time, it does not support red envelopes and does not support direct purchase of wealth management products. Only credit card consumption and online payment are supported.

3. WeChat transfer only supports savings card or change transfer. Similar to WeChat transfer, WeChat red envelopes and WeChat cash withdrawals also need to be bound with savings cards. Wechat transfers money to friends. After the other party checks, the money will enter the change first. If you withdraw cash, you can only get the savings card bound by the other party, and you can't choose credit card transfer.

4. At present, WeChat only accepts and pays.

Transferaccounts refer to the monetary settlement method in which the bank transfers money from the payment account to the collection account without using cash directly. It is gradually developed with the development of the banking industry. When the settlement amount is large and the space distance is far away, it can be safer and faster to use transfer settlement. In modern society, most commodity transactions and monetary payments are carried out by means of transfer settlement.

2065438+On March 28th, 2009, the requirement of 24-hour receipt was cancelled and real-time receipt was implemented.

There are many ways of transfer settlement, which are mainly divided into two categories: settlement in the same city and settlement in different places. City settlement includes cheque settlement, payment authorization settlement, city collection and acceptance settlement, collection and non-acceptance settlement, limit cheque settlement, etc. Off-site settlement includes off-site collection and acceptance settlement, off-site entrusted collection settlement, exchange settlement, letter of credit settlement and limit settlement.

As a bank settlement method, transfer is widely used. Transfer settlement can be made between different places in the same city, between company accounts, between company accounts and personal accounts, and between personal accounts and personal accounts.

The People's Bank of China issued the Notice on Strengthening the Management of Payment and Settlement to Prevent New Crimes in Telecommunication Networks, and comprehensively strengthened the management of account real-name registration system, bank card business and transfer. It is clear that since 20 16 12 1, individuals who transfer money through self-service teller machines can apply to the issuing bank for cancellation of the transfer within 24 hours after it is accepted by the issuing bank.

In order to effectively curb the behavior of buying and selling accounts and opening fake accounts, and comprehensively promote the real-name management of accounts, the Notice on Strengthening the Management of Payment and Settlement to Prevent New Crimes in Telecommunication Networks clearly stipulates that from 20 16 12 1, if a banking financial institution opens a bank settlement account for an individual, the same person can only open a Class I account in the same bank, and has already opened a Class I account. This move aims to protect the safety of funds.

Can wechat bind a credit card to send a red envelope?

Wechat can't send red envelopes with credit cards.

First, the reason why WeChat can't bind a credit card to send a red envelope:

According to the Administrative Measures for Internet Payment Services of Payment Institutions issued by the Central Bank in September 201/,"customers are not allowed to use credit card overdraft to recharge their payment accounts". Wechat can't send a red envelope with a credit card, which is equivalent to withdrawing cash in disguise, so it is not supported.

Second, the process of sending WeChat red envelopes is like this:

1. Click the number in the lower right corner to develop a red envelope object or group chat, and you can see the function of "red envelope";

2. Click "Red Packet", enter the amount and message (please note that red packets can only contain 200 yuan at most), and then click "Insert money into red packets" to prepare to send red packets.

3. A dialog box pops up, where you can select the payment source. Available sources include "change" and your bank card.

How to pay by credit card, give out red envelopes, etc. In wechat?

Wechat can be paid by credit card. After users bind credit cards on WeChat, they can do shopping, recharge phone bills, buy train tickets and other consumption behaviors. But you can't transfer money or send red envelopes and other non-consumption behaviors. Of course, whether users can support credit card payment in the process of consumption also has a lot to do with merchants. Only merchants who have opened the credit card collection function can use the credit card to pay. Steps to bind credit card to WeChat: First, users should first open their own WeChat, and after entering the page, click "I" below. Step 2: After entering my page, you can add a credit card. When a user binds a credit card, not all cards support it. It is only equivalent to WeChat, so before binding, users need to know the credit supported by micro-clients to avoid binding and payment failure.

How to send a red envelope to others with WeChat credit card?

Wechat credit card is not allowed to send red envelopes to others. You can only send WeChat red envelopes with savings cards and WeChat change. You can withdraw money from your credit card before issuing a red envelope, that's all.

Can I send a red envelope or transfer money through WeChat after the credit card is bound to WeChat?

The credit card is bound to WeChat, so you can't send a red envelope.

The credit card is bound to WeChat, so you can shop through WeChat and return the credit card.

Wechat sends a red envelope and needs to bind the stored value card. The binding method is as follows:

1. Open the WeChat software, and then go to My Options to see my bank card;

2. After entering my bank card option, you can click Add Bank;

3. Fill in the payment password (if you forget the password, you can bind the bank card to solve it);

4. Fill in the name and of the bank card holder, and then click Next;

5. Fill in the mobile phone number, and then click Next.

6. Binding the bank card requires SMS confirmation. At this time, the phone will receive a verification code. After filling in the verification code, you can click Next.

7. In this way, a bank card is added, and multiple bank cards can also be added.

So much for the introduction of how to send red envelopes on WeChat credit cards.