Relevant regulations of the Bank of China
1. The annual fee is charged according to the annual publication standard. The application date of the above annual fee waiver policy is: 202 110/month1to1February 3 1.
2. The annual fee discount of Great Wall World Supreme Credit Card and Great Wall Unlimited Credit Card 1% will end on February 3rd, 2020, and the standard pricing will be resumed on February 2nd, 2002.
3. The comprehensive points discount of 200,000 annual fees for Great Wall Diamond Credit Card, Great Wall World Pole Credit Card and Great Wall Unlimited Credit Card ended on February 365,438+0, 2020, and the annual fees generated in 2020 need to be exchanged with 400,000 comprehensive points in 2026,5438+0.
4. The annual fee collected before 2020 will no longer support the comprehensive points redemption after 202 1, and the annual fee collected in 2022 will be implemented according to the annual fee policy of points redemption in 2022.
5. The Great Wall Diamond Credit Card and Great Wall World Credit Card sets applied before 1 in 2020, starting from 2022, 1 from October 202 1 to February 3 1, the annual fee for each set is 3,600 yuan.
6. The annual fee of some credit cards (such as Zhongzan Card) is not applicable to the above annual fee policy, and the product introduction of our mobile banking, "Colorful Life" APP and other channels shall prevail.
7. The annual fee of our credit card is charged annually. The first billing date after the card is activated is the billing date of the annual fee, and the annual fee will be charged on the billing date of this month every year.
For example, your credit card was successfully applied on April 1 2020, the billing date of the card was June 10, and the credit card was activated on May 1 2020.
(1) The annual fee for the first year is inquired on the first billing day after the card is activated. If the card is not activated, there is no annual fee.
According to the above cases, our bank will check whether the annual fee is charged on the first billing day of May 10, 2020.
(2) After the first accounting day is activated, the annual fee for the next year will be charged on the accounting day of the same month in the following year, and then the annual fee will be charged on the same accounting day.
According to the above case, the annual fee for the following year was inquired again on May, 20265438 10, and again on May, 2022 10.
(3) Annual fee cycle means that the first billing date after card activation is the start date of the annual fee cycle, and the day before the billing date in the same month of the following year is the end date of the annual fee cycle.
According to the above case, the annual fee period is May 2020 10 to May 9, 20265438 +0.
(4) Exemption from the annual fee for the first year means that the annual fee for the first year can be exempted within one year after the card application is successful on the first billing day after the card is activated.
For example, you successfully applied for an annual fee-free credit card for the first year on April 1 2020, and the annual fee will be free until March 3 1 20265438. The billing date of this card is 10 day per month. If the credit card is activated on May 1 2020, the first billing date is May 10 2020, so there is no annual fee. If the credit card is activated on March 5, 20265438, the first billing date is April 20265438 10, which exceeds the annual fee exemption date, so the annual fee will be charged on April 20265438 10.
(5) Exemption from the annual fee for the next year means that the consumption of the card reaches the standard in the current annual fee cycle, that is, it reaches the specified consumption times and amount, and the annual fee for the next annual fee cycle can be exempted. Cash withdrawal, transfer and consumer return transactions are not included in the number and amount of annual fee-free consumption.
8. The Bank's mobile banking, "Colorful Life" APP, "China Bank Credit Card" WeChat official account and other channels provide you with easy and convenient inquiry methods, so that you can know the compliance of the annual fee-free credit card in time.