1. Counter application
Mainly depends on the working efficiency of bank staff, some process links must be handled every other day, so it will delay some time. If it is handled by an insider, it can be obtained within 5 days at the earliest. The slowest time is incalculable. There are many human factors. According to my statistics, it usually takes about 2 weeks.
2. Online card processing
This is the fastest way to get a card. However, because the information is not provided, the bank considers the risk, and the credit line is lower than the counter application, but it has no impact on high-end customers.
Generally, if you do it online, you can get the card in about 4 days. This way is faster, because you don't enter the job review system, you don't enter and scan through the outlets, and you go directly to the examination and approval department.