How to calculate the grace period of credit card repayment date of Bank of Beijing?
The repayment date of Bank of Beijing credit card is generally 20 days after the bill date. For example, the 5th of each month is the billing date of Bank of Beijing's credit card, so the due repayment date is 25th of each month. Bank of Beijing credit card has a three-day repayment grace period, that is, three days after the due repayment date is the grace period. Completing credit card repayment within these three days is still regarded as timely repayment, which will not adversely affect personal credit information.
Generally speaking, the grace period of credit card repayment is called time tolerance service, and the credit card of Bank of Beijing also has tolerance service, and the tolerance amount is 10 yuan. That is, the repayment amount is less than the bill amount, but within the range of 10 yuan, it is still regarded as timely and full repayment, and the difference is directly included in the next bill.
Matters needing attention in handling credit cards:
1 Read the contract carefully, especially the repayment date and penalty rules.
2. Bind common bank cards and open the automatic repayment function.
It is suggested to associate your own bank card in the repayment system, so that the system can automatically deduct money to avoid forgetting to repay. In addition, due to the delay of some third-party repayment platforms, it usually takes several minutes or even hours to arrive. It is recommended that cardholders prepare funds in advance and repay at least one day in advance to avoid repayment on the repayment date.
The above is an introduction about the grace period of Bank of Beijing's credit card repayment date. I hope it will be helpful. It should be reminded that if the user fails to repay the loan within the repayment grace period, it is an overdue behavior, which will not only report the credit information, but also generate a certain late payment fee.