Chinese Merchants Bank credit card "cash advance (also known as cash withdrawal)" will charge handling fees and interest. Handling fee: Domestic RMB is calculated at 1% per transaction, with a minimum charge of RMB 10/transaction; Interest: "Cash advance" does not enjoy interest-free repayment, and interest will be charged at a daily interest rate of 0.05% from the transaction date until the settlement date Stop and earn compound interest on a monthly basis. The earlier you repay your loan, the less interest will accrue.

Note 1. No inter-bank handling fee will be charged for cash withdrawals in the same city or different places. Charges will start after the cash withdrawal is successful.

2. There is only a handling fee for withdrawing multiple deposits from your credit card. You can also choose to transfer overflow payments for free.

3. The first cash advance in each calendar month is free of charge (interest will be charged normally) for YOUNG Card Youth Edition, GQ Co-branded Credit Card, Weibo Master Card and City Theme Series Gold Card.