With the popularity of credit cards, more and more people are using credit cards. For cardholders who are accustomed to swiping their cards for shopping, the credit card limit has become a stumbling block for many cardholders. Therefore, many people are eager to increase the temporary limit of their credit cards. Although the temporary limit of a credit card can greatly increase the consumption ability, it also tests the cardholder's repayment ability. When faced with a repayment crisis, many people first think of installment repayment. So, can I apply for installment repayment with a temporary limit? Credit card staff from China Merchants Bank, Agricultural Bank of China, and Shanghai Pudong Development Bank have all made it clear that installments cannot be applied for with a temporary limit on the card. The staff of the Bank of Communications said that they will review and approve the cardholder's installment application, and comprehensively evaluate whether the installment can be granted based on the type of transaction, account usage, etc. The temporary credit limit of ICBC, Guangfa and Ping An cards can be divided into installments. ICBC reminds cardholders that cardholders must submit an installment application before the temporary limit expires, otherwise it will not be accepted. The temporary quotas of Guangfa and Ping An enjoy the same installment treatment as the fixed quotas, which may put less pressure on cardholders who make large purchases.