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Can I buy a laptop in Suning or Gome by stages with a bank card (not a credit card)?
It is common sense that bank cards cannot be paid by installments without overdraft function.

Non-credit cards can only use their own money to buy notebooks.

Quasi-credit cards of state-owned banks are also not allowed to pay by installments.

Credit cards of state-owned banks and joint-stock banks can be paid in installments after overdraft shopping.