First of all, the biggest difference between Puka and Gold Card is that the credit amount fluctuates greatly. The amount of general cards ranges from 1, to 1, (individual banks have general cards below 1, or above 1,), while the starting amount of gold cards is 1,, with a maximum amount of 5,.

second, the annual fee of the gold card is high

The annual fee of the gold card is higher than that of the ordinary card. Take the Pacific Credit Card of Bank of Communications as an example. The annual fee for the gold card is 2 yuan, and the annual fee for the general card is only 14 yuan.

Third, there are many gold card preferential activities

Nowadays, more and more banks are opening up independent credit card service outlets for high-end customers, and generally the lowest is that gold cards and general cards are not allowed to enter the door. In addition, the gold card satisfies personal vanity. Individual banks will offer special discounts to gold card customers from time to time, but they are not attractive.

Fourth, the color of the gold card face is gold

In order to highlight the difference, most banks use gold as the main color element of the card.