What is the ICBC curve card application?

As for credit cards, ICBC does not have regulations on “curved card application”. The conditions for applying for an ICBC credit card are as follows:

1. Must be a natural person over 18 years old (inclusive) with full capacity for civil conduct.

2. The applicant must have a fixed residence or workplace in the location of the card issuer, and the income must be stable and above the local average level.

Warm reminder:

Log in to ICBC e-Life and select "Finance - Apply for a Card" to apply immediately. ICBC will review it based on your comprehensive assets, credit, etc., and finally The actual approval results shall prevail.

(Answer time: October 29, 2019. In case of business changes, please refer to the actual situation.)

ICBC credit card limit raising method

ICBC Credit card is the number one credit card issued in China. As a popular bank, there are many friends who have ICBC credit cards. However, it is not easy to increase the credit limit of ICBC credit cards, and many cardholders do not have very high credit limit, so today I will Qin will share with you special ICBC credit card limit increase techniques, allowing you to quickly increase your credit card limit by 5-10 times!

1. Diversified consumption

ICBC does not require too many skills in credit card swiping. As long as you swipe the card and spend more, it is very helpful to increase the credit card limit. Regardless of the amount. If you spend at a single merchant for a long time, it will be difficult to increase the limit. ICBC does not pay much attention to the quality of merchants and has no special requirements for high-end merchants. As long as the card is swiped frequently and the merchants are diversified, it can be swiped at least 25 times a month and avoid using more than 60 credit card limits at one time.

2. Build an ICBC star rating

The higher the star rating of ICBC, the higher your credit card limit with ICBC. Although ICBC has reduced the impact of star rating on credit card limits, However, building a star rating is still a special way to quickly increase the limit of an ICBC credit card; when you have an ICBC credit card, effectively building an ICBC savings card will not only help to improve the star rating, but may also lead to a pre-approval limit. If the pre-approval limit is greater than your current credit card limit, then your credit card has met the requirements for a limit increase.

3. Curve the second card to increase the limit

As long as your credit card is optimized according to the special "intensive card technology", you can directly apply for a high-level international card or single currency Card, you can easily increase your limit, and the two cards are created simultaneously, and you can also achieve a fixed effect of increasing your limit every three months.

4. The credit report is well optimized

ICBC’s credit card has a 3-day grace period for repayment. If the repayment is not made 3 days after the repayment date, a levy will be imposed. I believe it. Now there is no need to repeat the importance of credit reporting. All cardholders need to pay attention to it.

5. Consumption

Consumption is favored by all major banks, because it is a special kind of consumption that can prove your spending power, so the consumption limit increases very quickly; But there are also many problems with consumption. For example, if the consumption channel is the UnionPay channel, the consumption does not achieve the real consumption effect; or if the overseas J is used, the chip card will be redirected to the country after consumption, resulting in risky transactions being blocked; therefore, be sure to find the correct consumption channel to avoid backfires!

The limit of ICBC Gold Credit Card is 3,000, how to increase the limit in a curved manner?

Please log in to ICBC e-Life and select "Finance - Limit Adjustment" to check the credit card limit. If the card status is normal, repayment is on time and it has been activated for more than 90 days, you can try to adjust the limit according to the page prompts. Please see the result. Subject to page prompts.

Xiao Zhi reminds you:

1. The temporary limit adjustment is valid for 30 days, and the quasi-credit card can only adjust the permanent limit;

2. For the amount exceeding the total amount Temporary limit adjustment applications for certain credit cards shall not exceed 4 times per person per year, and the cumulative number of times the supplementary card is included in the main card;

3. Our bank will proactively adjust the limit of some credit cards from time to time. We recommend that you swipe more cards and spend more , Repay on time and maintain a good card usage record.

Visit and download ICBC e-Life on your mobile phone

During the epidemic period, wash your hands frequently, go out less often, and maintain indoor ventilation; drink more water, eat light meals, and don’t forget to wear a mask when going out~

(The above content will be answered for you by ICBC’s intelligent customer service “Gong Xiaozhi”. The answer will be on February 3, 2020. In case of business changes, please refer to the actual situation)

The ICBC credit card bill curve is What's the meaning?

How to check ICBC credit card statement:

1. How to check ICBC credit card statement, how to check ICBC credit card statement date

(1) Credit card holder You can check the bill date and repayment date information on the card letter sent to you by the bank;

(2) Credit card holders can go to the business hall and ask the counter staff to check your bill date and repayment date. Repayment date;

(3) Send text message "HKR#" to: 95588 to check the billing date and repayment date.

2. Online banking inquiry: Log in to the official website of ICBC, click "Personal Online Banking Login", and then enter the account password according to the prompts to inquire the ICBC credit card balance.

3. Self-register personal online banking inquiry online: Log in to the main interface of Industrial and Commercial Bank of China and click Register. Only one card can be registered when self-registering for personal online banking. According to the prompts on the bank interface, after completing the registration, log in to online banking, enter my account, click on the statement, and query the bill according to your needs.

4. Counter inquiry: How to inquire about the ICBC credit card statement? You can go to any ICBC branch, bring your ID card and bank card, and inquire about the ICBC credit card statement and balance through manual service.

That’s it for the introduction of the ICBC credit card curve.