The freezing of bank cards by the Criminal Investigation Brigade does not necessarily mean that the situation is serious. This approach is usually a measure taken when investigating economic crime cases. The purpose is to prevent the suspect's funds from flowing unidentified, thereby protecting the interests of the victims from losses. Sometimes, the funds involved may have been transferred to the accounts of unrelated persons, causing those accounts to be frozen as well. In this case, the victim should promptly learn about the situation from the relevant authorities that have frozen the account, and can apply to lift the freeze based on the actual situation.

The public security organs freeze the bank card because the property may be related to criminal activities, such as criminal proceeds or other assets closely related to criminal activities. Once the case is clearly investigated, a decision will be made on whether to confiscate or unfreeze the funds based on the specific circumstances.

Frozen bank cards may have a specific freezing period. After expiration, if there are no special circumstances, they will usually be unfrozen. If the freeze is not released after the expiration of the freeze period, the victim can report the situation to the relevant departments.

What are the conditions required to freeze a bank card?

1. The bank card is a credit card (credit card). If it is frozen, it may be because the credit card has had abnormal transactions, such as malicious cash withdrawals, forged information, consecutive wrong passwords, etc. The bank card may be blocked by the bank. freeze.

2. For bank cards that can be overdrafted, the bank will set an overdraft share based on the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze your bank card.

3. The bank card is a debit card. If it is frozen, one is a false account freeze, which means that the bank will mistakenly provide more money to the depositor's account during the bank transaction, and then the bank may freeze more parts. One is a judicial freeze. According to the relevant provisions of the law, judicial organs can apply for an ice card from the bank in order to handle the case. At the same time, customs, tax authorities and other departments also have the right to freeze.

4. If the bank card password is entered three times in a row, the bank system will automatically lock the bank card password, similar to freezing, but not freezing. It will be released automatically after 24 hours.

5. If your bank card expires without re-applying for a new card, the bank will freeze your expired bank card after expiration.

6. If multiple bank card losses are reported continuously, the bank will be frozen on suspicion of malicious reporting.

7. According to legal provisions, the people, people's procuratorates, public security organs and other law enforcement agencies can request banks to freeze accounts. The maximum freezing time is 6 months, and the freezing will be automatically revoked after the expiration date.

Legal basis:

"Criminal Procedure Law of the People's Republic of China"

Article 144

The People's Procuratorate and public security organs may, based on the needs of investigating crimes, inquire and freeze criminal suspects' deposits, remittances, bonds, stocks, fund shares and other properties in accordance with regulations. Relevant units and individuals should cooperate. If the criminal suspect's deposits, remittances, bonds, stocks, fund shares and other properties have been frozen, they shall not be frozen again.

Article 145

Withholding of property, documents, emails, telegrams or frozen deposits, remittances, bonds, stocks, fund shares, etc. If the property is found to be indeed irrelevant to the case, it shall be unsealed, detained, frozen and returned within three days.