How long will the credit card be displayed in the credit information system of China People's Bank after cancellation? How often does the People's Bank of China update its credit information system? I cancelled my card in mid-July. Credit card cancellation can be displayed in the credit information system of China People's Bank 45 days later. After 45 days of pre-sale of the account, if the balance in the account has been cleared, BOC will automatically close the account without going through any formalities at the counter.

China Bank Credit Card Cancellation Regulations:

If the cardholder no longer uses the credit card, he needs to inform the bank in advance and apply for cancellation. When applying for account cancellation, the cardholder shall go through the account cancellation procedures according to the bank regulations. The cardholder shall bear all debts before the formal cancellation of the credit card, and all outstanding funds shall be deemed due when applying for cancellation procedures, and the cardholder shall pay off such debts in one lump sum. If the cardholder fails to pay off the overdraft principal and interest and related expenses in full, the bank will not handle the account cancellation procedures.