You can try to waive the annual fee in the following ways:
1. Check whether you meet the conditions for annual fee reduction and exemption set by CITIC Bank, such as timely repayment, consumption limit, points exchange, etc.
2. You spend a lot of money on credit cards, and you often pay back. You can try to contact the bank customer service to negotiate the annual fee reduction.
Your annual fee has been deducted, and you can get the corresponding deduction by redeeming points and coupons.